Recent content by ttmw

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    Sole Trader or Ltd Company without VAT Registration

    At what point do most companies decide to become limited? I know its dependent on circumstance, but am i being a bit silly to remain a sole trader and risk personal liability if something goes wrong?
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    Sage Pay, To Avoid or not to Avoid?

    Despite your relentless use of capitals i understand what you're saying completely... Don't listen to competitors of a business, because by definition... they compete. :) Solid advice and now we can let the matter lie.
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    Sole Trader or Ltd Company without VAT Registration

    I've spoken to someone at cheapaccounting.co.uk already..seemed quite helpful to be fair, but with £35-£40 + VAT per month, then accounting software if needed at up to £16-20 per month, i could be paying around £720+VAT each year for accounts... which is above what i'd want to pay really. I know...
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    Sole Trader or Ltd Company without VAT Registration

    Wouldn't it be better to make a little more profit up to the point where i HAD to be VAT registered, instead of registering VAT right now? VAT registered isn't what i worrying too much about at the minute anyway. I was thinking of becoming a limited company now to avoid moving all my accounts...
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    Sole Trader or Ltd Company without VAT Registration

    I'm not looking to become VAT registered as i said above, just a limited company. Are you suggesting i could just stay as a sole trader and just become VAT registered when i reach the threshold? Is being a limited company required as i get above the VAT threshold (£72k?) too? Should i be...
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    Sole Trader or Ltd Company without VAT Registration

    I currently run a retail business (B2C) as a sole trader. Turnover this year should be in the region of £40-50K at worst, and £60-80K if growth continues along the same lines as previous years. I don't think i'd benefit from being VAT registered at the moment, but I'm thinking about starting a...
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    Sage Pay, To Avoid or not to Avoid?

    So after all that, what your suggesting is i ask other people who use the service, what they think... That's why i stated this thread. I give up.
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    Sage Pay, To Avoid or not to Avoid?

    I think i understand what your trying to say, but i'm having trouble seeing how it would work... How would i get customer feedback on a payment processing option? If a customer has a good/bad experience when they pay on a website, do they really take note of who's processing the payment? Is...
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    Sage Pay, To Avoid or not to Avoid?

    Unless i'm missing something, how can i listen to customer feedback if i'm not using the system? Do i try all systems and listen to customer feedback and waste my time, or just ask on a forum ;) And the reason i asked is due to views i found on Google. Google is my friend, but apparently not...
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    Sage Pay, To Avoid or not to Avoid?

    Surely they wouldn't even realize it was an iFrame? Why would they? Feel free to send me some figures on payment processing through payment sense if you like, and any demos of how your payment pages look, or how they can be customised?
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    Sage Pay, To Avoid or not to Avoid?

    That's what i feared... i notice you do payment processing yourselves (convenient ;) ) are there any demos of what your payment page looks like or how it can be customised? I want to be able to customise and change how the payment page looks if possible. Iframe maybe? Also, i want to be able to...
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    Sage Pay, To Avoid or not to Avoid?

    There seem's to be a few negative comments floating about regarding Sage Pay. Should i avoid them for this reason, or are the negative comments due to the size of the company?
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    Streamline Merchant Account Fee's?

    Thanks, are there any cancellation fee's? Is PCI DSS compliance a cost i need to factor into my merchant account and payment account solution too, or is this handled by my merchant & payment gateway? If i have to sort this myself, what cost will i be looking at?
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    Streamline Merchant Account Fee's?

    Is this just the merchant side of things i'm guessing... do you offer payment processing/gateway too? And what are the fee's if i go over my allowance of £50K?
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    Would i save by using another Online Payment Option?

    Right, i'll have a phone around then. Are there any popular choices i should look out for?