Recent content by tony84

  1. tony84

    What is a reasonable payment term?

    Ah sorry. I seen xero and importing details etc and thought that sounded like more of everything.
  2. tony84

    What is a reasonable payment term?

    Gotta admit, that sounds like my worst nightmare 🤣 More systems, more costs, more work, more chasing. I think I would rather just not get paid. I have been talking to a developer as we have our own back office system built. He suggested than when I change the mortgage status to "offered" it...
  3. tony84

    What is a reasonable payment term?

    There are a few reasons... There are times where I am too busy, I know most people think our job is finding the cheapest deal but that takes less than 10 minutes. I can regularly think I have an easy day then receive a phone call or email that takes up the next 3 hours. If I have a standard...
  4. tony84

    What is a reasonable payment term?

    I do agree in principle. I might change our terms to 14 days and put something in there to basically say we charge interest and a late payment fee if not paid in that time. I suppose it might help focus their mind but like I said, there is not really a problem getting paid - in 14 years I know...
  5. tony84

    What is a reasonable payment term?

    Cashflow is fine. Its not a cashflow issue question, more just to query whether I should be doing things differently in line with seemingly everyone else. As I was typing it out, I think I might have answered my own question. If I give people payment terms of 7/14/21 days but then I have no...
  6. tony84

    What is a reasonable payment term?

    Most of my customers are individuals, not business. 99% B2C. This month, I have had a few invoices with payment terms of 7 days (most will be paid within 7 days, some might have gone a little over but all long standing relationships so they know they will get paid and how I work). But this...
  7. tony84

    Shared toilet trouble - funny, but not funny.

    Get a new office. Easy to deal with. Where my new office is, there is a bloke who seems to like to go for a dump and probably nowhere near your level but it gives the hall way its own aroma. My Mrs came down to the office. I bumped into her in the hall way as I was about to make a brew and...
  8. tony84

    Zoho mail

    Just to clarify, in my case it would be one of the paid plans. What makes their security any worse than microsofts/googles?
  9. tony84

    Zoho mail

    Does anyone use this? I have been looking at it as we use Zoho workdrive and we need to sort out our email as google will no longer allow us to use our own domains on gmail unless we pay for it - thats fine, but I might as well take the opportunity to review the options. Is it reliable? Easy...
  10. tony84

    AI In Your Business

    I have just built a CRM on base44. It will cost me about 20% of what my current CRM does and it does it better. In essence its been designed by us to fit in with OUR process rather than designed for the masses. It has taken nearly 10 pages of instructions. Some bits it got wrong and needed quite...
  11. tony84

    Travel

    The market is too diluted. Has she thought about specialising? We used one for a stag do. But you could also look at golf holidays or sports teams etc? Realistically I reckon most of the market just goes online. I have only booked holidays using price comparison sites. I say this as...
  12. tony84

    Offering client a reduced amount for quick payment

    But in I think in his case my debt is owed by Mr and Mrs. Knowing what she does and who she works for, I dont think a CCJ would go down to well so she would presumably want to avoid it.
  13. tony84

    Offering client a reduced amount for quick payment

    Owed by the clients. I suppose the issue with meeting face to face is that there is no record of what was said/agreed and it could turn confrontational. I hate being in this position as it means something has gone wrong. As much as I feel for them, they have their mortgage and my lad who did...
  14. tony84

    Offering client a reduced amount for quick payment

    One of the customers has a job where I think it would be frowned upon if she had a CCJ. Fairly sure they would find the money if they had to. I dont want to do small claims, partly for myself but partly because I know they have a lot going on. But we are 4 months in now and we are at the end of...
  15. tony84

    Offering client a reduced amount for quick payment

    I have a client who owes us a bit of money. I feel for him because he has lost his business and I can only imagine what he is going through. I have seen his business in the news and I can see he owes staff money etc. Im debating saying if he can pay it by the end of the month I will cut his...
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