Recent content by The Pines

  1. The Pines

    Investment Risk

    Is his name Madoff?
  2. The Pines

    Sexism is Alive and Well and living in . . .

    Sexism is alive and well, thankfully...
  3. The Pines

    Mintel reports - any way of accessing without paying full fee?

    Haven't got a Scooby! They never nobbled me when I was making use of multiple reports, and quite frankly the library staff didn't seem to care - they were far more worried with people trying to steal books than trying to impose a photocopy limit. Obviously when charging 5p per photocopied page...
  4. The Pines

    Mintel reports - any way of accessing without paying full fee?

    Befriend a University student! Keynote and Mintel were all free at my Uni, also at my wife's, and now that she is doing post grad stuff, it's free at her new Uni. On the PDF versions there were occasional limits on the amount of pages you could download, but on the printed version you could...
  5. The Pines

    Lighterlife

    I don't have a full subscription to Company Check, but just from the free info on their site http://companycheck.co.uk/company/03164308/LIGHTERLIFE-UK-LIMITED/financial-accounts I would suggest that the trends tell a story. 2008 Cash at bank - £11m 2011 Cash at bank - £1.7m 2008 Total current...
  6. The Pines

    Lighterlife

    That's a very unprofessional post from a so-called 'professional'. What exactly have you heard, and what can you find out for yourself without posting on an open forum, looking for dirt/scandal. I have no connection to FattyLife, but I do find your posting a little odd, maybe you could share...
  7. The Pines

    When Chartered Accountant is not

    If he can't recite this... then he's not chartered. http://www.youtube.com/watch?v=jtnqNEmvb1o
  8. The Pines

    Is groupon worthit?

    Just one other point on Groupon - cashflow! You'll be last to receive payment on the deal with Groupon, they take their commission first, and have been known to keep a small amount back for refunds (depending on the offer in question), so you'll find yourself having to stump up for...
  9. The Pines

    Business Sale Problem

    Some further info re; RTA business sales (not that I'm suggesting that the agent involved here is RTA, just to show the tactics used by unscrupulous business sales agents) http://blogs.mirror.co.uk/investigations/2009/12/we-nail-that-rta-sales-pitch.html http://rta-complaints.blogspot.co.uk/...
  10. The Pines

    Business Sale Problem

    A huge amount of corporate sales agencies make their money from contractual charges rather than commission on actually selling the business. In the USA, less than 20% of businesses marketed for sale are actually sold within 2 years, I'd imagine the stats are pretty similar here. Have a google...
  11. The Pines

    Seller Financing Advice Required

    So he needs an income for 8 years to tide him over until pensionable age? What's his current salary? What is the business netting after his salary and all expenses? He is clearly looking for a way out and his accountant has probably advised him to go for a lump sum, the only problem is that...
  12. The Pines

    Seller Financing Advice Required

    On a £300k turnover the current staffing probably consists of the vendor and maybe one other full time employee, plus a casual employee as needed. If the vendor has been operating the business for 30 years he's probably (a) utterly bored, (b) suffering from age-related health issues, and (c)...
  13. The Pines

    Seller Financing Advice Required

    What's the business? Turnover? Gross and net? He's being very optimistic if he thinks he'll get a full sale, bank the proceeds and bugger off to Dubai for his retirement in the current climate (pun intended, Dubai, etc) He might have been advised by his accountant to get the big lump sum...
  14. The Pines

    Complex situ: A broken contract, an unusual Will, sharp practice by a Solicitor???

    Hi Jim, Thanks for your comments. RE: Capacity - we have a medical record stating that due to a health problem at the time of signing the revised Will, Mrs W was taking high-strength painkillers along with other medication, which could have impeded her judgement. But as you say, first avenue...
  15. The Pines

    Complex situ: A broken contract, an unusual Will, sharp practice by a Solicitor???

    Hi Bill, The plan is to get a new Will drawn up within the next few weeks. Mrs W has had a bad fall and is now in hospital, so it may be that she'll have to sign it whilst in hospital.
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