Recent content by Sue105

  1. S

    Do I need Public Liability AND Employers' Liability Insurance

    DontAsk I tried that - the person I spoke to wasn't very knowledgable. Today they aren't available either by phone or online chat. I needed to get something in place today, so I thought I'd try on here. Glad I did.
  2. S

    Do I need Public Liability AND Employers' Liability Insurance

    Wave Jumper Reading that document has answered my question. No, I do not need Employers' Liability at this stage. Thank you.
  3. S

    Do I need Public Liability AND Employers' Liability Insurance

    I am definitely going to get Public Liability, I was unsure about Employers' Liability.
  4. S

    Do I need Public Liability AND Employers' Liability Insurance

    No. But can I "employ" my brother on a casual basis to help out occasionally without having Employers' Liability Insurance?
  5. S

    Do I need Public Liability AND Employers' Liability Insurance

    I am a Self-Employed Landscape Gardener. Occasionally I have a family member help me out with clearing up etc. He will help me less than 50 days year. I need insurance to cover 3rd party damage to our clients properties and gardens. I am not looking to insure either of us for accident/injury...
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