Recent content by Rob Dunner

  1. R

    Serious Help Required

    At the time I declared the company insolvent there was already £3000 overdraft used and £5000 on the business credit card and from that point nothing else was used re the bank account and credit card. The Santander business credit card actually has about another £700 of interest and default but...
  2. R

    Serious Help Required

    I’m not sure as my wife always knows her own mind believe me, But one thing is very clear to me and that’s the fact that dissolution the Spongebob way really does mean that all overdraft and business credit card debts are dead!!! My wife withdrew the money available which is not fraud surely, We...
  3. R

    Serious Help Required

    Thanks very much Blaby Loyal; My wife had absolutely no sense of morality taking cash from the Santander credit card so no, I’m definitely not paying the £5000 or otherwise: Happy New Year to all.
  4. R

    Closing a Ltd company and Liabilities

    I regularly read through new contributors stories to see if there’s an overdrawn Directors Loan. Speaking through personal experience if there is then the Spongebob plan will not protect you from personal self-assessment tax liability. It’s very simple really; HMRC will look at the Directors...
  5. R

    Funding Circle and Barclays

    ?
  6. R

    Closing a ltd company

    As others have already pointed out and warned you regarding the consequences : To show and demonstrate preference of one creditor instead of treating all fairly is not good. Have you actually accessed professional legal knowledge and advise? What you seem to be planning in terms of how you...
  7. R

    ODL, Any advice would be greatly appreciated!

    What’s the approximate size of the overdrawn Directors Loan?
  8. R

    What exactly does dissolved mean

    If there was an overdrawn Director Loan which there more often than not is in the sort of scenario you describe then you must declare on your self-assessment and this is a responsibility and legal requirement which is not in any way dependent on whether the company is dissolved!!! The situation...
  9. R

    Cafe was taken by Landlord

    Now that all sounds very wise, professional and balanced to me, speaking as someone who is a business landlord. I have to say there’s absolutely no way I would allow this individual to run up such arrears and debts, I’d be on to it like there’s no tomorrow for my money!
  10. R

    Cafe was taken by Landlord

    And thank you Gavin
  11. R

    Cafe was taken by Landlord

    Yes, You speak with clarity and elegance as well as wisdom, Thank you my friend, speaking as I do as a business landlord!!!
  12. R

    Cafe was taken by Landlord

    Given the level of rental arrears that you have disclosed your next step or move should be towards professional advise
  13. R

    Bankruptcy advise please

    As ever deeply wise Blaby Loyal, Thank You for being so clear, honest and full of important insight
  14. R

    Company at risk of insolvency due to withdrawal of overdraft

    Thanks Blaby Loyal, always fair in your analysis and general summing up.
  15. R

    Company at risk of insolvency due to withdrawal of overdraft

    As ever Clinton speaks huge sense with a great touch of clarity and integrity, thanks a million Clinton
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