Recent content by norwichlad

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    2024 Budget Results For Businesses

    Are you not embarrassed to use your real name on a public forum to regurgitate utter tripe like this? You wilfully share a claim that you then admitted you haven't been bothered to fact check. At least none of us have to wonder why populist charlatans are getting so many votes. It takes about...
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    Scared to open B&M shop

    I just sense that you are rushing into this, the bit in bold in particular is incorrect, you are too late for that. Its not a great time, you need to be open now if you want to benefit from the holiday season. Spend the next 8 or 9 months planning and creating a fully costed business plan with...
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    The New Dragons...

    Surely their high profile comes as a result of being on Dragons Den? Presumably that's their motivation for doing it.
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    Budget 2015: Your thoughts?

    And Bitcoin would suddenly have a decent reason to exist.
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    Budget 2015: Your thoughts?

    We know that the amount taken in National Insurance each year is only enough to fund a fraction of the state pension + the NHS budget. But great point, we don't know how much tax the 'poster above' has paid in their working life. Perhaps they've paid more than you? Who's to say that he...
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    Budget 2015: Your thoughts?

    So why are we counting your VAT payments, your NI contributions, your fuel duty, when calculating whether you have a net benefit to the UK economy, but ignoring them and focusing solely on income tax when working out whether the bloke who makes less than £10k profit has a net benefit? You could...
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    Budget 2015: Your thoughts?

    The point that you seem to be missing is that your annual tax credit entitlement is calculated based upon your previous years earnings, not your current year. Presumably a lot of people start businesses after a difficult period, such as unemployment, the decline of another business...
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    Budget 2015: Your thoughts?

    You pay national insurance to entitle you to a state pension, yes. Although it certainly doesn't pay for it. You also pay national insurance to entitle you to a number of contribution based benefits, including contribution based JSA and incapacity benefit. My point is that you'd only need to...
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    Budget 2015: Your thoughts?

    Presumably you won't be waiving your right to your state pension or the NHS? We all end up hooked up to the morphine drip at some stage in our lives, some of us require daily carer visits, one in three will get cancer. That's when we'll get our tax back, when we spend a decade or more being...
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    Budget 2015: Your thoughts?

    £200 a month to subsidise somebody whilst they attempt to establish a profitable business is money far better spent than the £329 per month (averaged) he'd get in JSA if he decided to sack off the business and sit on his backside watching daytime telly whilst doing minimal statutory job hunting...
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    How do I contact UKBF?

    I'd like to change my username. So.... I did a good search for :ukbusinessforums.co.uk change username, and found suggestions to 1). PM the community manager, 2) email [email protected], with people claiming prior success using those contact methods with this specific request. So I...
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    What is the best retail business to open in 2015?

    Not sure if this counts as strictly "retail", but laser tattoo removal is fast growing, and could be a boom industry if this horrible trend for neck and knuckle tattoos dies and becomes unfashionable. I'm seriously considering this as my next venture. Reasonably low start up costs too.
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    How do I record accidental purchase with personal card?

    Hi, I am hoping that there is somebody on here who may be able to help with a simple query which has me stumped but is probably a ridiculously common question for any accountant. I do have an accountant but it is out of hours so if anybody out there could be kind enough to answer it for me I'd...
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    Crowd funding, Seedrs etc.

    I personally wouldn't invest on Seedrs. I definitely wouldn't give money to a for profit organisation on Kickstarter, can't think of anything more stupid. I would however (and do) invest money on crowdcube. There is a major difference between Seedrs and Crowdcube.... .... On Seedrs you are...
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    CAD designers. Would you work for free for equity?

    I think that you should get your business plan done, the financials too, and go and find investors (CrowdCube or similar). Otherwise you are going to find yourself in a position whereas you are giving away equity to a CAD designer, and then still need to raise money to get the product off of...