Recent content by Koochiemama

  1. K

    Public liability for discharged bankrupt - help!!!!

    Hi bob I got a quote for £288 pa for me and one employee, sounds expensive or not what do you think? Dread to think what it would be if I needed more employees..
  2. K

    Employing self employed / ad hoc?

    Exactly that might be my problem and if mine is their only job tax office will class them as employed by me :-(
  3. K

    New cleaning co not sure what's best for me ....

    Thanks for your comment Sandra, I like the sound of bank staff on zero hours with a contract - would they be classed as employed? I guess they would. As for H R support sounds perfect but expensive - pm me your rates anyway and I'll definitely keep it in mind :-)
  4. K

    Employing self employed / ad hoc?

    Thank you both for your comments, I would prefer subbies but can't imagine cleaners to have self employed status???
  5. K

    New cleaning co not sure what's best for me ....

    Thank you cyndy, I shall do some research on this
  6. K

    Employing self employed / ad hoc?

    There appear to be issues surrounding this, I would prefer to employ this way whilst my biz grows but I've read negative comments about it. I just can't employ people until I know the work is going to come rolling in, I'm in the process of starting a business) I already posted about this but no...
  7. K

    Public liability for discharged bankrupt - help!!!!

    Ok thank you
  8. K

    Public liability for discharged bankrupt - help!!!!

    Thanks for your reply, I didn't think local would be cost effective and I was trying to avoid ringing an 0844 number on a mobile thinking it could be a long conversation (trying to keep costs right down) but I guess ill have to bite the bullet !
  9. K

    Public liability for discharged bankrupt - help!!!!

    Hi I'm on the verge of starting my own cleaning business but I'm finding it very hard to find insurance??? I have been on the comparison websites but as soon as I mention I'm a discharged bankrupt I get a message telling me the systems not that clever and asking me to ring them? I've been...
  10. K

    Public liability or indemnity???

    I am starting a cleaning company which will employ self employed people on an ad hoc basis, which insurance do I need? And what's the real difference? Do I need both? Thank you Mandy
  11. K

    New cleaning co not sure what's best for me ....

    Hi I am in the process of starting a cleaning company, I'm not sure which is the best way forward with regards to employing staff. I will initially do everything myself but if business takes off I want to bring in staff on an ad hoc basis to see how things go, I intend to train everyone with...
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