Recent content by KM-Tiger

  1. K

    I ripped our HMRC tax repayment check :C

    Indeed you could write a cheque on anything, but up until 1971 cheques had stamp duty on them. So you would need to stick on a two penny stamp somewhere. Preprinted cheques from banks had a 'stamp duty paid' symbol on them The banks paid the Exchequer directly.
  2. K

    Commercial Neighbour's Sawdust Extractor

    Sounds like they want to take the easiest and cheapest route by attaching it to your building. If it is physically attached there will be noise which you will never get rid of as it will travel through the structure of your building. If it was me I would object.
  3. K

    Phone number on back of clothing?

    Pen and paper? So last century. Given that the world and his wife now seem to always have a smart phone at the ready then just photograph the number. Job done, you have it for later.
  4. K

    How expensive is it to enforce a breach in a contract?

    Somebody once likened ocean racing to standing fully clothed under an ice cold shower tearing up £20 notes. Now with litigation you don't necessarily get the ice cold shower, but it's £50 notes you will be tearing up.
  5. K

    Need my cloud scrubbed of malware

    Blimey, well done! You have come a long way from driving round finding unsecured wireless networks.
  6. K

    Broadband - Who do you use and how are they?

    Having tried many there is IMHO only one Rolls Royce supplier of broadband and that is Andrews & Arnold. I have only had to call customer support a couple of times in the last 10 years, but the experience is good. You speak to a British person that will help solve your problem. No foreign call...
  7. K

    Good bank for web-banking? (no phones used)

    Not necessarily. HSBC do browser banking and 2FA is taken care of by a physical device, so no phone needed.
  8. K

    Personal and business accounts with Bank of Scotland

    Most likely yes - it will be in their T&Cs somewhere. A solicitor once advised me to keep business and personal accounts in separate banks, to avoid this sort of problem. He kept his personal, business, and client accounts at three separate banks.
  9. K

    tas basic

    I used to use TAS back in the day, it was excellent software. I chose it for two key things: the ability to edit entries when you have made a mistake, and to be able to switch between cash and accrual accounting for VAT. Neither were possible with Sage at that time. Unfortunately TAS was bought...
  10. K

    How will Trump tariffs affect us then?

    But why not? It's not chlorinated chicken, it's chlorine washed chicken, which is just one method of ensuring it's safe to eat. The same chlorine that ensures your drinking water is safe to drink, and those bags of salad leaves from supermarkets are safe to eat. But I would agree it should be...
  11. K

    Pragmatic management or soft employer?

    For a once in 70 years event the pragmatic approach is the right thing to do. You are not going to be able to fight it. Many moons ago I lived in Newcastle for a few years. I remember the Geordies as work hard/play hard people, so turn a blind eye on Monday and they will make it up the rest of...
  12. K

    Device for email notifications?

    Presumably this PC can give an audible notification? Can you site an outdoor speaker, bluetooth or Wifi. so that you can hear the notification?
  13. K

    Being Sustainable in Saas Projects

    I am reminded of drills and holes. Monitoring is not in itself of any great value, and why would anyone pay for it when you can get it for free? What my clients want is to know that their website is up, and in the event of it being down for it to be fixed promptly. So for me monitoring is merely...
  14. K

    Buying a commercial property

    I think this is like waiting for the best time to go on holiday. If you are not careful you won't ever go. As one who has profited handsomely from commercial property, I would say go for it. But as others have said get advice to make it tax efficient, and I would add make sure you are in a...
  15. K

    Anyone Using Nextcloud

    I have experimented with it, but not actually used it in production as it were. It seems sound to me. It's something you can use as much or as little as you choose. As you say there are no additional costs per user. And a key thing is that you are in full control of your own data. It is not...
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