Recent content by kindecs_decorators

  1. K

    What's your biggest business bugbear?

    Hi my biggest BugBear is late payment from our clients. We have strick 30 day term and most payments we get on time or within a fews of the due date. As a company we have made descions on certain companies to stop working for them and issuing a Letter Before Action and if required taking the...
  2. K

    International Bank account with multi-currency

    I have a LLoyds TSB account for sterling, US dollars and Euros. It makes it easy for me as i have property in Florida, Spain and Bulgaria.
  3. K

    Premises, do you have the bottle?? Not sure if I have!!

    We first moved in to our first premises in 2001 which was a small office and small warehouse which we rented for £95 a week after 2 years we bought a shop with accommodation above for £10,000 and spent around £10,000 doing the place up to suit our needs. In 2005 we finally after alot of work and...
  4. K

    Is my accountant over charging me?

    I bet makes you just as :mad: is they make you feel they are doing you a favour.
  5. K

    Is my accountant over charging me?

    It has been a long 3 years fighting HMRC and to get the news we had won was the best news ever. I know the last meeting lasted 5 hours with HMRC. Just waiting for VAT inspection next not had one for over 2 years. What gets me so mad is that our VAT is paid ontime every month, all our taxes...
  6. K

    amazing - one online business after another

    I have be researching at the moment to run along side my current business which my wife would run for us. I have a couple of contacts in Shanghi and was considering importing a product which would cost me £150 inc of freight, insurance, checks and also advertising and i would sell this product...
  7. K

    Is my accountant over charging me?

    Accountant charges - we are just awaiting our bill for services rended by our accountant on a status enquiry by HMRC which we have won. I know await there bill because we fell that are going charge us alot of money because basically they have saved us over £1 million. Will wait and see wha we...
  8. K

    Business banking

    We have been with Lloyds TSB for around 10 years and to be honest they are not the best bank in the world. About 3 years ago we thought was time to move on and so sourced a business account through RBS and OMG that was the worst mistake we had made they whole move over was completely messed...