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Your best bet is speaking to an independent mortgage advisor. They will tell you what you need and what you dont need. Iv pm'ed you details of Neil Hayes who Iv used several times, hes knows his stuff and will be happy to have a conversation with you.
Casfan,
Have a look at zoho, Its fantastic, and up to three users is free.
I never used one before then took a new job that used salesforce and the ease and usefulness of being able to organise what needs to be done where, and with who, and what youve done with customers and when makes life so...
Im surprised they don't get in touch with you regarding it? Barclaycard Natwest and Tesco all attempt to reach me if they decline a transaction, and Santander who I have a bank account with called when I transferred a large sum out of my account online.
I thought it was standard for them to try...
Id agree with Ashley, Speak to you provider and see what they think, Im positive they would be keen for the extra business especially if you are up selling to your current customers.
Hi Everyone
Im involved in a new start up Telecoms firm called YB Communications, running b2b telecoms for local businesses. We have some fantastic call rates and are looking to push on in 2014
If you want to chat about anything, do get in touch.
Jon
Id rather they stop my card for security checks once in a blue moon and call me to check (which only takes 5 minutes) than have to go through all the hoops of fraud on one of my cards.
Tesco put a stop on mine probably once every couple of months, atleast I know they monitor it, and it does...