Recent content by fs2000

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    Tax advice: If I form a company, can I still earn £10,600 tax free?

    You must have a company bank account, you will need to prepare annual accounts which can costs £500plus depending on the accountant you use. Any income in to the company less expenses will attract corporation tax at 20%. If the company pays you a salary it will incur the national insurance...
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    Standard residential mortgage or not?

    This is a possibility as long you can split this and does not effect the value of the property it can be done. Sent from my iPhone using Tapatalk
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    Standard residential mortgage or not?

    If you go to a resi lender the valuer will comment on the current use and the lender will want to ensure prior to completion all elements of buiness removed. Using part of the house for home office is not an issue with lenders nowadays. Sent from my iPhone using Tapatalk
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    Business overdraft and impact on personal credit file

    I think the credit card and bank loan will always be with a personal guarantee. The banco do not lend without it these days. If you close the company then the bank has no option but to accept a reasonable payment plan Sent from my iPhone using Tapatalk
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    Standard residential mortgage or not?

    I don't think anyone will lend in this. It's falls in between commercial and residential. Resi lenders won't lend as it has commercial element to it and commercial lender won't lend due to it having a residential element and fall into a regulated mortgage area. Lenders hands are tied due to...
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    Valueable Domain in need of monetising.

    Hello Thank you for the reply. I do understand very much hence I want to add value to it by making the domain offer some services which will attract visitors+money=value
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    Looking for opportunities

    Looking for opportunities
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    Valueable Domain in need of monetising.

    Hello I have a 3 character domain which I have held for 15 years, its not doing anything and I want to try and monetise this. I have thought of various offerings which are service based as I do not want to get involved in dealing with selling goods on the internet. I have thought of setting...
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    Web developer.

    Hi No URL received yet but would interested in what you have to offer
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    Web developer.

    Hello Let me have your CV as I have some thing I want to explore. The money may not be good but if the idea works then there will be money. I look forward to hearing from you . Paresh
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    Hi Maxine I am happy to pay a fee for appoinments made to see accountants and directors of...

    Hi Maxine I am happy to pay a fee for appoinments made to see accountants and directors of small companies to review their financial planning. What do you have to offer me with that breift secnario. Paresh
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    As a Mortgage broker, will an IVA effect my career?

    Hi The FSa do not have issue with the IVA or Bankrupt but this must be disclosd and a full explanation needs to be given. The main thing to remember is that it must not be realted to your Financial Services business and as yuo state it circumstances not as a result of anything you have done...
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    Independent Financial Advice

    Thank you for the warm welcome. I find this forum very refreshing and open. Regards Paresh
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    Independent Financial Advice

    Hello to all members I run a IFA practice regulated and authorised by the Financial Sservices Authority we specialise in helping individuals and small businesses make sense of their finances. Our apporach is very much towards you and your plans not enforcing our views. Currently we are...