Recent content by Frank the Insurance guy

  1. Frank the Insurance guy

    Court vs ombudsman?

    I assume you are a consumer? If so, I would go down the ombudsman route. I think there is usually no cost to you. If it is anything like the Financial Ombudsman, it will mean that you are not tied to any outcome, but the other party is! If you do not get the outcome you want, it will give...
  2. Frank the Insurance guy

    Share your SEO tips and tricks?

    @Paul Carmen has got loads of tips and tricks! He's done a great job of SEO for me!
  3. Frank the Insurance guy

    Work Injury Claim

    Hi @TheLoser, I am Insurance Broker so feel qualified in providing advice on this. 1. I suspect the IP's solicitors are pursuing a claim against both their employer and yourselves (No win no fee companies very often use a scattergun approach and claim against everyone hoping one sticks!). 2...
  4. Frank the Insurance guy

    BUSINESS MENTORS

    Is this for your own business? This forum is a good place to start. Let us know what you are doing (or looking to do). There are plenty of Business owners and experienced professionals around here that can provide advice!
  5. Frank the Insurance guy

    Has anyone here started a car competition business here?

    Hi @LeeUK2025, There have been quite a few threads on this topic over the years - you can view these using the search function. From memory, most of the threads turn to the issue of regulations and licences - you can't just start a competition, without doing the necessary due diligence and...
  6. Frank the Insurance guy

    Premierline Insurance

    Hi Mike, Welcome to the forums. Good to have another broker around for someone else's viewpoint on anything insurance!
  7. Frank the Insurance guy

    AI does have its uses

    Maybe the difference between Paid and Free version - I went from using the Free ChatGPT to the free Gemini and found Gemini superior. Perhaps ChatGPT's paid version is better and can provide more "current" and up to date answers than the free version.
  8. Frank the Insurance guy

    AI does have its uses

    For general (personal) use I stopped using ChatGPT weeks ago. I find Gemini infinitely better, especially if you want something that is up to date!
  9. Frank the Insurance guy

    Redeeming from SIPP

    You need professional advice from a Financial Adviser - doing the wrong thing could be costly! I suspect you can withdraw 25% tax free, but get confirmation before you do!
  10. Frank the Insurance guy

    AI does have its uses

    Nice! That's the thing about AI - don't expect a perfect finished solution. For me it is never perfect, but can provide a great base to push on from. One of the key things is having a decent prompt - ask it for slop and you will get slop! The more specific the prompt the better result.
  11. Frank the Insurance guy

    Agricultural (Polaris Ranger) Insurance

    Sounds like best option is to look at insurance of all 4 vehicles (Tractor, Quad, Pickup the new Polaris) on the same policy. We use ERS for this type of thing for Golf Clubs - don't see why they couldn't do it for a stables! Will need some info if you would like us to have a look - will...
  12. Frank the Insurance guy

    Agricultural (Polaris Ranger) Insurance

    This means you are subject to the RTA Act and therefore must have Motor Insurance. They're talking rubbish! (There are certain Tax exemptions depending on how much road use, but Insurance is a MUST) For a single vehicle like this, you are best talking to NFU. Most Insurers, including some I...
  13. Frank the Insurance guy

    Calling iwoca borrowers: Need evidence of misconduct

    This thread is giving me a headache!!. On the one hand the OP is saying that they did not understand or they misunderstood the contract - I assume because they did not look into it deep enough or make their own detailed enquiries. Yet the OP is capable of now putting detailed effort into their...
  14. Frank the Insurance guy

    Calling iwoca borrowers: Need evidence of misconduct

    You're not an individual or a sole trader? You beat me to it!
  15. Frank the Insurance guy

    Business insurance, what are the options?

    Agree. As a courtesy - even a call back to say thanks, but its not something we can help with!
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