Recent content by Fagin2021

  1. Fagin2021

    Eco / Sustainable recommendation for your e-commerce or website

    Call me an old cynic but the verse... "I do my bit for nature, take my bottles down the bank. It's not my fault my partner, drives a car built like a tank." Pretty much sums up my opinion of individuals and companies who claim to be saving the planet.
  2. Fagin2021

    Used book business idea.

    There's something about books - any books, no matter how rubbish - that makes people (including me) reluctant to throw them in the bin or on the bonfire. It's one of those things you feel that civilised people just don't do. Hence the plethora of cheap paperbacks handed in to charity shops and...
  3. Fagin2021

    Feedback on my business card design

    Like CVs sent with a Post-It note or rubbish packaging on a product, a business card can set your expectations of the person behind it. Best if the design of the card matches the design of other material used for external communication (website, letterheads, comp slips etc). In some countries...
  4. Fagin2021

    Advice please - Business Mortgages?

    You would be wise to ‘wait and see’ before purchasing a property as a holiday home – with or without a mortgage. In the 2024 March budget the then Chancellor abolished many of the tax advantages enjoyed by FHL (furnished holiday let) owners to bring them in line with Buy-to-Let landlords. It’s...
  5. Fagin2021

    Looking for Opinions on Lifestyle Dental and Implant Clinic in Morecambe

    I haven't been there myself but a friend has and he said the dentist looked just like Laurence Olivier in the film Marathon Man. Apparently the guy who does the implants is called Igor.
  6. Fagin2021

    Can I sue Google for injury to my cat ?

    The purr-fect solution.
  7. Fagin2021

    your marketing recommendations ?

    Refreshingly succinct. Possibly an opener for another new member?
  8. Fagin2021

    Business Rates

    Do you mean that you haven't paid business rates or council tax on the property ?
  9. Fagin2021

    Withdrawing 25% from a private pension - Advice needed please

    That's not good advice. If someone is panicked into taking all their pension pot in order to get the 25% tax free element, they could end up with a huge tax bill on the remainder. Any changes to the tax-free rules in October (which are only rumoured at present) are likely to limit the tax-free...
  10. Fagin2021

    Withdrawing 25% from a private pension - Advice needed please

    Agree. The way the OP has phrased the query indicates she doesn't understand the implications of drawing down a pension pot. Do it wrong and you can lose lose thousands unnecessarily. If you don't understand how it works, it's worth spending a few hundred on financial advise.
  11. Fagin2021

    High Risk/High Reward Punt?

    Which raises the question 'If the App is successful, what's to stop a 'mainstream big boy' from replicating it ?'.
  12. Fagin2021

    Can I sue Google for injury to my cat ?

    Boris ? Boris ??!!! It's Borris to you sunshine. The Welsh spelling - not the unlamented former PM.
  13. Fagin2021

    Can I sue Google for injury to my cat ?

    Here’s how it happened… I have an old but active Google Account. I wanted (still want) to change the contact telephone number from a landline to a mobile. ‘Certainly’, said Google, ‘just sign in’ which I did. ‘Now we need to verify it’s really you. We’ll send you an SMS security code’. So they...
  14. Fagin2021

    Pressure washing driveways

    I can only speak from observation of my own locality but there always seems to be a demand for these types of service. However... By concentrating on no-skill needed, no-investment required, no bar-to-entry services you're always vulnerable to a race-to-the-bottom - where price is the dominant...
  15. Fagin2021

    Would You Refund The Deposit?

    Wait a couple of days without responding to any message then just say 'Our terms make it clear that deposits are non-refundable'. Then don't reply to anything else. If, as these types sometimes do, they threaten you with a bad review say 'Your threat has been noted and passed to our lawyers'.
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