Recent content by CSBob

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    Telemarketing & Email Marketing Questions

    Some very good thoughts & advice. One of the few blogs I've actually bookmarked, which says it all really.
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    How much should I have in the bank before expansion?

    Fair comments, Tom, and there's nothing there I would particularly disagree with. It's certainly not an easy decision to make and many do indeed get it horribly wrong, but I would suggest that this is mostly down to poor advance planning and lack of proper consideration - i.e. all of the things...
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    Sales falling, need new direction...

    Due to the nature of your business I would honestly urge you to do more than just note it, but rather to look into it in real depth and perhaps even find an expert to work with. Specialist B2C products such as your own are, IMO, ideally suited to social media marketing, as you can "get the word...
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    How much should I have in the bank before expansion?

    No disrespect to Bill but 12 months is excessive, IMO. If you plan carefully, have systems and procedures already in place, and have a clear idea of your goals and overall strategy, then a 'safety net' of 6 months should be more than adequate in most cases. It really boils down to how much...
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    Best way to make a simple business Plan

    I shudder to think how many new start-ups might read this utter twaddle in the years to come and follow your ill-conceived "advice". I have been in business of one sort or another for 26 years, as a sole trader, in a partnership on one occasion, and as Director and shareholder of limited...
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    ripping off of shareholders & possible breach

    I would suggest posting this in the Legal section.
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    Is this legal?

    Thanks for the clarification. Excuse me while I hurry off to email a friend of mine who has clearly been operating under a misapprehension! It's not the same market, but a very similar setup.
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    Dispute - what shall I do?

    Sorry to say, as you have since commissioned other of their services you must have been happy with the course itself, so don't really have a leg to stand on as regards suspending payment for that. If they choose to chase that through debt collection avenues (depends how much is outstanding, tbh)...
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    Is this legal?

    He needs to carefully check whatever contract he has. The company itself may be receiving a commission on the extended guarantees (this being one of the biggest money-spinners in that particular line of business, truth be told) and so class this as separate to basic salaries paid for selling the...
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    Dispute - what shall I do?

    Is the course itself received in installments, in line with your payments, or do you now effectively have the whole thing in your possession but still have some payments outstanding?
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    business partnership question

    Ever the optimist, that's me. :D
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    Sacking question?

    You've actually just answered the why of this for yourself - the company is huge. The Manager / Head Chef (perhaps even in cahoots) desperately need a scapegoat for this as their own necks are on the line, absolutely no doubt about it. You can almost guarantee that the chain's regional manager...
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    Help Starting A Business

    Actually you'd be more than broke as you'd owe a huge chunk in VAT... but aside from that the gist of your message (especially the conclusion) is absolutely spot-on. So many seem to focus on turnover above all else and just end up paying the price at the end of the day. It's a terrible cliche...
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    business partnership question

    I don't believe there's any hard & fast rule that a business partnership must have a partnership bank account, although I could be wrong. Give HMRC a call to check. Both partners would still need to register with HMRC, independently, as self-employed, however. It would be very unusual to not...
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    Business bank account

    That used to be the case many years ago, when managers could actually make their own decisions and you could build up a personal relationship with someone who understands your business and, more importantly, actually seemed to care. Not anymore. In my (possibly jaded) opinion, there is...
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