Recent content by connersz

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    Business making no money - Need advice

    I am a sole trader portrait photographer and have been doing really well but from the start of this year, it's been a nightmare. I have been struggling to survive, can't pay the bills, rent, etc. I have no idea what's happened or how to remedy the issue but if I don't do something fast I'm...
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    Chip&Pin terminal lease cancellation- Will it still work?

    The lease is just for the hardware. Surely, the only way they're going to know it's still being used is if they contact my payment provided. That's if they even care but I can't see how they can charge me a non-returned terminal fee if they're also going to charge me a lease on it. Are you...
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    Chip&Pin terminal lease cancellation- Will it still work?

    I recently canceled a lease on my credit card terminal because of the cost. They have asked me to return the terminal or face a non-returned fine of £300ish. The lease has already ended and the terminal is still working. Will it continue to keep working? If so, it would make sense for me to pay...
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    Consumer credit agreement (up to four payments)

    Thanks for the link. I had a look and it doesn't have any documents for what I need, it has something for a proper loan agreement and debt collection but not this more casual way of lending. In addition to the £25 a month, if you need a lawyer you only get a 33% discount. The above may provide...
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    Consumer credit agreement (up to four payments)

    Also, does that link apply when it's credit card transactions or is it direct debit? I guess there's quite a bit of missing information.
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    Consumer credit agreement (up to four payments)

    That's great thanks for that. I wonder where the whole "four payments max" thing came from. Do you know if there is somewhere I can get a sample agreement for this kind of thing or what I should include?
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    Consumer credit agreement (up to four payments)

    A fellow businessman recently told me that you can create a customer credit agreement, up to four payments to help spread the cost and by having a maximum of four payments, this means you don't need the normal licensing etc. The trouble is, I have been struggling to find any information for...
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    Charging more for specific sectors

    I'm often contacted by a company called Mum2Mum market. They offer people the chance to sell old children's clothes to buyers. The price for a stall is £15, £35 for a business and £60 for a photographer. I'm a photographer and I couldn't understand the ideology behind the more expensive rate...
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    Pricing structure questions

    The website states that they can choose a package after the session. The four packages are all listed on the same page. They can have the cheapest or the most expensive but it's up to them to choose. I'm not hiding anything so worst case scenario; the most expensive package is shown. I don't...
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    Pricing structure questions

    What's more upfront than the prices being listed on my website? It's not easy to choose a package before your session without knowing how many images you will require. After all you wouldn't want to choose a package with 30 digital images if you only needed 10.
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    Pricing structure questions

    I'm a family photographer with two services. An outdoor photoshoot and mobile studio. I am looking to improve my pricing structure in coming weeks because I have some concerns about the way I have initially setup my pricing. I am worried that is could be overly confusing or too much to handle...
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    Facing serious issues with messages going into spam folder

    I don't know many people that set their spam filters. You can add and remove approved senders but that's about it as far as I know, especially for Hotmail. I have already created temporary accounts to check and can see that the messages don't get through. I have stripped the email contents and...
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    Facing serious issues with messages going into spam folder

    For those of you that have suggested that I am blacklisted, I have already been in touch with Hotmail and as I mentioned previously they could see no reason why it was being blocked. They had received a copy of one of the blocked emails and I also send them the sending server IP address. I'm...
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    Facing serious issues with messages going into spam folder

    Yes I have checked with Hotmail and they can't give me a reason why they're being blocked.
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    Facing serious issues with messages going into spam folder

    I've been doing it this way for years though and all of a sudden it just went really strange.