Recent content by avantime

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    Disciplinary / Redundancy Question

    They gave him a 10; he was just rather concerned they wouldn't. Many thanks for your opinions.
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    Toilet break query

    I think you should undertake a Time and Motion study! Is there anything you can line the loo walls with to stop a mobile signal?
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    Disciplinary / Redundancy Question

    Thanks guys. That's my take on it too.
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    BT Unpaid Bill Phone Scam

    Do they just put you on mute? You put the phone down and pick up to ring and there's no tone. You put the phone down - they hang up and ring you back.
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    Disciplinary / Redundancy Question

    The company I work for is making a number of redundancies - I am a rep for our studio. The Group Consultation period is over and we are entering the Individual Consultation. I have been asked by a colleague to sit in on his meeting tomorrow. He will find out his scores on his assessment...
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    efg loan default

    Are the FOS saying that because Lloyds have to exhaust all avenues to recover the money from you before going to the govt for the 75% the fact that they have had the money means they have done it already and you should only be liable for the 25%?! Very similar to my case....
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    Issues with Lloyds TSB Wholesale Recovery

    Was the original LTSB loan under the EFG scheme?
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    Barclays Passing Charge To Westcot! Help

    Westcot probably have not bought the debt - they have just been asked to try to collect the money. I have dealt with them - paying them what I can reasonably afford. They would have to get a CCJ before bailiffs can call - but it would probably be only if you defaulted on any arrangement made...
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    efg loan default

    Well the bank are contesting the adjudication by the FOS. They are getting the DBIS involved now..... Expecting more delays. Hopefully contact with both the bank and the DBIS should get some straight answers about the scheme and the expectations of all parties...
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    efg loan default

    That is how I understood it - primary residence is not at risk in relation to EFG scheme. Betsy & Parker - did the bank imply, when you took out the loan, that the DTi would pick up 75% of the tab if your company failed? The important thing to remember is that you have time on your side -...
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    Help please on responding to County Court Claim Form

    The Trumpton branch of Matalan - Is it Windy Miller making the claim. Never did trust him! Statement looks great by the way!
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    efg loan default

    An update. I have had a letter this morning from the FOS upholding my complaint (in part) and requesting that the bank release me and my ex-business partner from the personal guarantee. My argument was based on several factors including the time the bank took with the loan, a lack of...
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    Music Licence

    A few years ago, before I closed the business, I had the bullyboy phone calls from the PRS. After one call I did a credit check on them and their accounts show a HUGE amount of monies collected. There were one or two Government Ministers on the list of Directors. It got me wondering how much of...
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    Looking for Faux Leather beds / manchester area

    Do you need landed UK stock or could you wait for a few weeks?
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    branding examples of great brands with average products?

    Damien Hirst
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