Recent content by wesdav

  1. wesdav

    Commercial Mortgage Process

    Commercial mortgages are not regulated like residential mortgages on property you live in. Doesn't mean they should be any less structured in terms of process, but it does mean that you don't get all of the normal documents you would usually get with a residential mortgage. I secure lots of...
  2. wesdav

    Importance of SEO

    I would say that you can get so far doing your own SEO. You need to create a mobile friendly, user friendly website and create engaging content with regular blog content. But, SEO is a lot more complicated with 'behind the scenes' technical stuff that I don't understand. Look up panda and...
  3. wesdav

    %100 buy to let mortgage ?

    You can effectively borrow 100%of the BTL property value by utilising other property assets to raise the deposit. e.g. a second charge on your main residence to fund a 20% or 25% deposit on the BTL. You need 25% deposit to get a decent range of lenders and therefore a decent rate of interest.
  4. wesdav

    Bitcoin - to invest or not?

    Lots of returns being made at way over 50%,more like 500% at times. It is all about the alt coins now. Very high risk but high rewards possible. It is an unregulated market so lots of foul play at work such as pump and dump schemes.
  5. wesdav

    Have you used a solicitor in the last 12 months?

    used solicitor recently at £250 ph to draw up our shareholder agreement.
  6. wesdav

    bristol

    Hello to all members in the Bristol area.
  7. wesdav

    fox davidson

    Thank you very much!
  8. wesdav

    Angel Investment Network - is this a genuine site?

    yes, it is real. I have clients that have used angel investors to finance their start ups.
  9. wesdav

    Turnover and general income for self-employed

    for sole traders your income is your net profit (after expenses) but before taking off your tax free allowance. For Ltd company director/shareholders some lenders can use profits before tax plus your salary.
  10. wesdav

    Becoming an Independant Mortgage Broker

    With regards to systems I recommend 'the key' this integrates the sourcing system 'mortgage brain' and is a full on/off line fact find and also integrates the suitability letter and has a great reporting facility. with regards networks you could speak to mortgage intelligence or tenetlime, both...
  11. wesdav

    fox davidson

    hello, My name is wesley and I am director of Fox Davidson which is a property finance brokerage in the UK. We set up the companyin2013 and currently have 9 members of staff.I am on here to gain valuable insights from other business owners including best practices and to share my knowledge of...
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