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Freakzilla, FreeAgent is solid but it struggles with TikTok Shop + eBay + Etsy all at once. You usually end up exporting CSVs anyway, then manually tagging transactions.
That's the exact 4-hour nightmare you posted about Sunday.
Bridge software skips that. You keep your eBay+Etsy+TikTok CSVs...
HandyRocker, Monzo sounds perfect for your receipts - that's half the battle won! 📸
That van expense split is a classic HMRC headache. Loads of tradesmen hit this wall with MTD.
Quick fix: HMRC lets you claim either a % of actual costs OR the 45p/mile rate. But you need to record the business...
Hi Cyndy,
You're 100% right - thanks for catching that.
Poor phrasing on my part. Should have said "MTD for ITSA Phase 2 launched April 2026 and is now live."
My app handles both: MTD VAT which has been mandatory since 2022, and MTD ITSA which started for £50k+ earners last month...
HandyRocker, Monzo for expenses is genius - instant receipts save so much glovebox stress! 📸
Quick question from another tradesman: Do you ever quote/invoice in Excel first, then have to retype it all into Monzo for MTD?
I work with a few musicians/builders who live in Excel for job costing...
Hi Cyndy,
Great spot - you're absolutely right, it's May 2026.
To clarify: MTD for Income Tax Self Assessment [ITSA] Phase 1 started April 2026 for self-employed/landlords with income over £50k. Phase 2 for £30k-£50k starts April 2027.
My bridging software handles VAT MTD live right now, and...
Hi Nicola,
Totally understand - FreeAgent is solid. Many of my accountant partners use it for full bookkeeping.
My app is different: It’s for sellers who ONLY want MTD filing and refuse to leave Excel.
Zero monthly fees. No learning curve.
You mentioned conversations with clients months ago...
Hi Nicola,
Great question.
Short answer: Yes - my app handles MTD for VAT right now.
MTD for Income Tax [ITSA] is phase 2, launching April 2026.
I built it because my £8k/month seller client got hit with both.
So I made sure the Excel template captures income + expenses in HMRC's ITSA...
Sorted for a guy doing £8k/month on Etsy + eBay. He was drowning in
spreadsheets every quarter. Now he files MTD in 3 minutes flat.
Happy to show you how it works - no obligation.
What's your monthly volume on eBay+Etsy+TikTok roughly?
Freakzilla mate, eBay + Etsy + TikTok Shop and MTD = absolute nightmare if you're on Excel. I get it.
Problem with "accounting software": They don't pull from all 3 platforms. You still export CSVs and reconcile manually. Problem with bridging: Another £15/month just to tick HMRC's box, and you...