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Have you thought about the stock market... There is a number of stocks now looking very very profitable so it might be worth looking in that direction.
Or at least have a look at diversifying the funds you have.
What about a simple silk screen kit for the t-shirts and a simple print and heat for the mugs? would only cost a few hundred £/$
Let me know your thoughts my friend
If your looking to start now then i would look to outsource the manufacturing of the product or at least get a price for outsourcing so you have something to weigh against your time.
Then i would look at the price to source each component overseas before getting a price locally..
That way you...
I would totally agree with you! what i was trying to promote is forward thinking and giving something practical to do. As you will know everyone will give the 2pence worth but wont give any practical advice..
If i am honest i dont think you would need a licence to sell the products.. thats given that the products are not illegal (rare animal fir, etc)
I had taken the time to do some research for you and i couldnt find anything that states you need a licence. what products are you looking to sell?