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I have just upgraded an old version of Sage. My customers want the invoice emailing or uploading. I think you can import your own logo. Depending on how big your business is depends on the cost.
I agree. British Library have IP clinics to help with inventions. The drop in clinics will have people who will offer free advise. It is an expensive road to start patents. Have you thought of a Licence with a Jewellery Shop/Designer? You will need to ask for a NDA (none disclosure agreement)...
I was struggling with a few thing while trying to grow my business. The big problem was I didn't want to pay for mentors. I bank with NW and they have a mentor service, not sure if all banks do the same. I presume. I pay my accountant to do my yearly returns. I use sage and I also use excel...