Recent content by The Blind Man

  1. T

    Surplus Profit - How best to use it?

    Not harsh at all Duane, I entirely see your point. I do have an accountant who, is probably best placed to advise. I am just wondering what a good strategy would be in the position I find myself in. Am I right to be cautious and leave the money in the business or are there ways to minimise...
  2. T

    Surplus Profit - How best to use it?

    Hi all, As the title suggests I'm having a decent year, but I am not counting my chickens just yet. Me - sole trader / selling blinds to Joe Public and some commercial / no bad debts / paid on completion cheque or cash . I am in a position where it is entirely possible that by the end of...
  3. T

    Chip & Pin Question

    I asked this question sometime ago. Although I never went ahead with it in the end a lot of posters suggested joining the Fed of Small Business and taking advantage of their discounted rates, stationary and lower set up fees for hand held terminals - they use Streamline i believe. It goes along...
  4. T

    I'm I working from home illegally?

    Customer service was drilled into me by the cruise line. Even if their wrong, or not completely correct, at least make them feel validated for having raised the issue I guess and be seen to be taking appropriate action to rectify things. Hopefully a line can be drawn under all of this now and I...
  5. T

    I'm I working from home illegally?

    I'm thinking of putting what I have found out in writing and sending her a polite letter stating my position as I perceive it. Somebody mentioned flowers before as a gesture, which I may do, with a bit of sneezing powder in them. I used to work as a Passenger Relations Officer for a huge US...
  6. T

    I'm I working from home illegally?

    Well everybody - here's the latest. I spoke with the FSB Legal helpline this morning. Their opinion is that as my business is essentially mobile and wholly conducted away from my home then I am not technically running a business from my home. The fact that I take phone calls here from time to...
  7. T

    I'm I working from home illegally?

    Thanks again for the responses everyone. Even if some are slightly mischievous and others impractical. It's a public road so I'm considering the van thing as a non issue. I believe things hinge on the covenant on the land stating 'No business or trade to be carried out etc'. It may be as...
  8. T

    I'm I working from home illegally?

    Well Adam, that had crossed my mind. Basically this lady is a bit of a b!tch and nobody gets on with her. She was the first to move in around here and likes to think she rules the roost. That aside, I will stay civil and approach her when I am fully certain of my rights, duties, obligations and...
  9. T

    I'm I working from home illegally?

    Thanks everyone, i feel a lot better about things. I have a copy of the deeds which state: 'NO trade or business shall be carried on upon any part of the land' The houses were built in the early seventies so other limitations on the land are no hedges over 4ft tall, no outbuildings like...
  10. T

    I'm I working from home illegally?

    True enough. I am a member of the FSB so a call to their legal helpline may be in order.
  11. T

    I'm I working from home illegally?

    Thanks Jez - I tend to agree. Whether I think she's a busybody or not is irrelevant if the law is on her side. I think I have perhaps just been lucky so far insomuch that all of the other neighbours have no objection. I just never even thought about it when I started doing this. I am keen to...
  12. T

    I'm I working from home illegally?

    Thanks Guys, I guess I need to see this covenant thingy and maybe approach the council. I wonder what constitutes running a business? I mean, I have no customers coming to the house, do not advertise my address, work from my PC in the spare room and store blinds in the garage until they are...
  13. T

    I'm I working from home illegally?

    I promise I tried to search for a relevant previous thread first to stop anyone going over old ground. Here is my dilemma and frankly I am panicking. I am registered as self employed, pay tax & NI, and recently VAT registered. I work from home as a self employed blinds installer. This is...
  14. T

    Accepting Plastic - Hand Held Terminals

    That's good info Calypso, thanks. I've just requested A & L to contact me to discuss it further. I'm interested now to find out what %age of a transaction value I pay. I may revisit this thread next week and let you know.
  15. T

    Accepting Plastic - Hand Held Terminals

    Thanks Matt. I can't seem to draw the fees and percentages out of A & L so that is the first time I realised it was only £20 p/m. It is only occasionally it comes up as an issue and I have perhaps 'lost' one sale because of it. I think my margins would sustain it. Good detective work on what I...
See more
Top Bottom
Community
Articles
Menu