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Good question. There are a few reasons why I think this is worthwhile for me.
Firstly the 4-6k figure is very conservative and if it really takes off, just the weekend party hire part of the business could generate up to 10-15k per year (based on 1 loan per weekend day) without the need for...
Thanks. I have submitted my details on your website for a qoute. I already have quotes from FML and Leisureinsure so it will be interesting to compare the conditions.
OK thanks. So am I correct in thinking that if a PL insurance policy has a clause stating that the policy is invalid if I don't follow the correct safety guidelines / instructions then its not worth the paper its written on as it doesn't cover my liability? Or have I misunderstood something?
An example of the type of situation I'm concerned about would be... The insurance policy has conditions that state I need to fully comply with BS EN 14960, the PIPA safety guide, and the manufacturers instructions (all very in depth). A customer hires the bouncy castle and I set it up and try...
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I want to make sure that I am 100% covered for any injury to someone using the equipment. How comprehensive is the Public/product liability insurance you can offer?
Thanks
Thanks for the advice. I am sure that being a sole trader would work best for me, at least in the short term but its just the liability aspect that has me concerned.
I wont be borrowing any money other than ther personal debt I have aready incurred so its not that side of the liabilty that...
Its definately my business. The main reason for my husband helping is that one of the items I will be hiring is heavy and I will need help lifting it. Once I have started holding the soft play sessions he will be even less involved as the hire part of the company will be secodary. Does it make a...
Thanks for the reply. The van is owned by and registered to my husband and the insurance policy is in his name with me as a named driver and business use included for both of us.
Thanks for you reply.
Other than myself the only person that will be helping is my husband. As I understand it I will need Employers Liability insurance even though he will be unpaid in case of an accident etc. When I said that parents would be supervising the children I meant that they would...
Hi everyone,
I'm in the process of starting a new business and Ive been reading loads of the useful info info on this site. I want to make sure I'm going around things the right way and have a couple of specific questions if anyone can offer their opinion/advice.
About the business: To start...