Recent content by sdott

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    HMRC Payment plan advice

    Hello and thanks for the response. The tax is owed for a year end almost 12 months ago (accounts are a month late). Most of last year wasn't great in terms of income and the business suffered. My personal situation isn't the best either. 6 months would be a stretch but it could be done and...
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    HMRC Payment plan advice

    Hi, I'm the sole director of a limited company and have received a letter HMRC detailing my corporation tax liability. The company is unable to pay this sum upfront so I called to find out if payments in installments were an option. I called before the weekend and after tearing me up...
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    Unfair buyer contract terms

    They could just be using a set of T&C's their lawyer wrote up for a previous larger purchase, and use it as a template for all purchases. I would reject the offer, or send back a revised version.
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    Will a large'ish loss trigger an audit?

    Hi, We are a small company which netted £35k last year. Our next accounts due will show around a £35k loss. I'm wondering if this will trigger an audit at all? £35k is the largest net profit we have seen trading for 5 years. Thanks.
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    Retail Finance industry?

    Online stores offer instant acceptance too. The form will take 3 minutes to complete, and a decision reached within a minute, according to these two websites that offer credit, and the majority of other websites that offer credit also (from what I've researched). This is for people who don't...
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    Retail Finance industry?

    Thanks for the reply. Yes, B2C sites. I would like to roll this out to offline businesses too, but I understand the process for trying to get credit online through a store. Buyers who can afford to put £2k on a card will do so, however those who can't afford to pay off the balance in full the...
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    Retail Finance industry?

    Hi, So I'm just wondering if what I'm talking about has been done to death, what kind of steps you think a company would need to do to get into this industry. So there are about 10 decent sized websites based in the UK offering products in the £750-2000 range. 2 of these companies offer an...
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    Company car - personal credit score or business?

    Does anyone else have insight on this? Thanks!
  9. S

    Company car - personal credit score or business?

    Thanks for the reply. It cost a couple pounds so thought why not.
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    Company car - personal credit score or business?

    Just bought a report online - it says my credit worthiness is '59' which is listed as 'good'. (I think this is because of a lack of credit, we have 1 credit card with a £3500 limit and that's it). It also says our credit limit is £1,000 (how much we can afford to pay each month). Thanks!
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    Company car - personal credit score or business?

    Hi, I am the sole director of my company. I am looking for a company car lease, but I'm wondering if my company has a credit score which will be looked at, or if it's my own personal credit score which will be taken into account. I ask because my credit score is okay, but not perfect, I'll be...
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    Books on certain biz topics?

    Instead of going to uni and studying economics/business, I decided to open a business. 4 years later it's the best decision I've ever made. However I'm lacking knowledge which I would've gained at uni. Can anyone recommend books on: Hedge funds General economics books Private equity...
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    Google adwords and SEO

    I've tested extensively. Just because it's not written on Mr. Cutts' blog doesn't mean it's not true. Plenty of variables which go into rankings which aren't publically stated, the kind of things you have to test yourself.
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    Receiving INTL payments quickly?

    Can you set up a US bank account from the UK with a UK address? Would be much easier because I buy in USD and receive payments in USD.
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    Receiving INTL payments quickly?

    I thought paypal take like 3-5 working days? I remember they used to be real sluggish. But no, they can only send wire transfers. I'll look around see if I can see anything.
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