Recent content by redrock7

  1. R

    Is there VAT on Stripe fees and does the reverse charge apply?

    I tried asking Stripe, their advice is rather generic. My question is a bit more specific.
  2. R

    Is there VAT on Stripe fees and does the reverse charge apply?

    Stripe are based in Ireland and therefore in the EU. From what I have been able to find out, Stripe are a payments facilitator and therefore Stripe fees are not VAT exempt, whereas PayPal is a financial service and therefore PayPal fees are VAT exempt. This would mean I have to account for the...
  3. R

    Accounting software for a small business?

    Sorry I was part asking/part assuming from what the other poster ("Cloud Accounting") said. Do they offer automated recurring invoices?
  4. R

    Pension recommendations

    I think I'm going to go for PensionBee for my pension. It seems a bit more straightforward than some of the others. What do you think?
  5. R

    Accounting software for a small business?

    The ability to automate recurring invoices is definitely something I would want/need, especially if the business grows and the number of monthly invoices we are doing increases as a result. I take it neither Kashflow nor Clearbooks offers that facility? Does Accounts Portal offer that facility...
  6. R

    Pension recommendations

    I've been looking at fees that the pension providers charge. PensionBee charge one fee of 0.5% or 0.7% for two of their main pensions (tracker or tailored). Vanguard are 0.15% plus fund costs. Fidelity are 0.35% plus fund costs. In your experience, will Vanguard and Fidelity's fees end up...
  7. R

    Pension recommendations

    Thanks for the information. I looked at Hargreaves Lansdown FB page but there were lots of complaints about their customer service so that puts me off them straightaway. I'd say I want to be low-medium risk with my pension. Does anyone know much about Penfold?
  8. R

    Accounting software for a small business?

    Thanks for the replies and information, it's very helpful and appreciated! We currently do about 50 invoices a month (roughly), and a lot of these are monthly invoices that repeat every month. We currently use old software to produce our invoices but I would like to get something more modern...
  9. R

    Accounting software for a small business?

    What would you recommend is the best accounting software for a small business? Xero, FreeAgent, QuickBooks, or something else? Has anyone used Money Manager from Moneysoft and how does it compare? It's just a one off purchase, so no subscription is required which is a big bonus. I like the...
  10. R

    Pension recommendations

    What pension companies would you recommend for a small business self-employed person like myself, who is looking to start a pension? I've been considering PensionBee and Penfold. Does anyone have experience of either of these companies and would you recommend them? Are there any other...
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