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I've not personally seen SumUp but it looks similar to iZettle. Personally I think these new market entrants are great for small business and will hopefully shake up competition in the UK card acquiring market and force the price of merchant services down!
The only thing to watch is it might...
As long as the transaction was authorised correctly the liability should have shifted away from you. 3D Secure does protects you from most fraud-related chargebacks, (unfortunately not all) but it does not remove the requirement for goods and services to be provided as agreed and therefore you...