Recent content by paul.sherlock@creditcall.

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    Payment processor for an adult site?

    I agree with Andy, it might be worth a call to NetBanx as well as I think they cover adult content. If any of the UK Acquirers have given you a merchant ID, I'd be happy to take a look at the site and quote. Thanks, Paul
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    How to tell if this tansaction is fraud?

    Hi Toni, Not to worry you more than you already are but 3D Secure is not fool proof, my last understand is that some chargeback codes are not covered by 3D Secure and dependent on your current chargeback thresholds they can also make 3D Secure and VBV redundant. Worth a chat to your...
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    Charity Clear Payment Gateway.

    Hi, I would be happy to quote for your service. At CreditCall we are an independent Payment Service Provider who link into all the UK Acquirers. Some differences you'll find with us other other providers: We only charge for settled transactions and we don't charge for VBV, 3D Secure, CV2...
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    Credit call

    Very good points. One of the other points you should check on when choosing a Payment Provider is who wrote and designed the software and if it's created and managed in house for the very reasons Iridium states. P.S - You couldn't beat me on price :p
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    Business identity and charge backs

    No worries. I'll introduce you to a couple of contacts and then you can see how you go. There's no lock in to using CreditCall at all so if you wanted to use a bank terminal or another provider thats fine. Could you pm me your email address and I will introduce you. I suppose merchant...
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    Business identity and charge backs

    Have you considered shopping around and going through risk for a formal merchant agreement, if you get through risk the likelyhood is you'll be paying less for credit and debit card processing. If you want a couple of introductions to different acquirers then I can help you out.
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    Credit call

    Hi Jetlag, Ideally you would need a merchant account from any of the UK Acquirers. I would suggest getting a terminal rental rather than a virtual terminal (chip and pin has lower merchant service rates and less chargeback risk than a virtual terminal). Virtual terminals are basically...
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    Business identity and charge backs

    How long have you been trading? Might be worth looking at merchant service rates directly from one of the Acquirers?
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    Business identity and charge backs

    If your setup for accomodation and it's just a trading name as such then you should be able to get away with Mediakitchen trading as ABC Travel or vice versa. Can you get RBS Worldpay to change the identifier on your customers bills from Mediakitchen to ABC Travel? You should be able to...
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    Business identity and charge backs

    You need to be very careful with this. Has your merchant services been setup for Website design or accomodation??? Unless you have some kind of generic approval to use your merchant agreement for multiple uses you could fall foul to card scheme rules. This could lead to more than just...
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    Credit call

    Hi Mark, You're paying them for 2 things. Your paying HSBC for your merchant services (MSR) and also your HSBC Secure Payments. How much are you paying for the latter? I expect your paying a whole lot more than using an independent and without the same level of functionality. HSBC offer good...
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    Credit call

    Please feel free to give me a call on 0117 930 4455 and I will go through the offerings in further detail. Thanks, Paul
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    Credit call

    Sorry I totally disagree with this advice (I would I'm the e-commerce manager for CreditCall). All the banks payment arms including HSBC Secure Trading are indeed middle men, you're not cutting any one or thing out, you're actually putting all your eggs in one basket. If for example you...
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