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TIDE offer a free sole trader bank account
I used them (for a ltd company account) set up was within minutes, and card arrived in a few days
quite happy with them so far
If you have less than 1,000 transactions per annum, Quickfile is free
upload your statements
tag your income and expenses
VAT return generated automatically based on the tagged transactions
Is it free?
It is free the first time you file your VAT Return through ANNA. After that, it costs £3.50 + VAT per filing.
They must have updated that - it used to be completely free