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I would guess it has something to to with 3DS V2 which is now mandatory in the UK. if your setup is still using version 1 you will get a lot of failed transactions.
We were experiencing massive delays since November with RM international parcels leaving the UK, goodness knows how long it will take them once they resume international parcels!
Blimey that is expensive. We have been using Magento 2 since around 2018.
Our biggest mistake was using a cheaper developer initially and we had lots of issues. We moved shortly after it was created to an agency who are Magento partners and they now have our site running smooth.
There is no...