Recent content by Jojo210

  1. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Thanks for your message Michael, you've made my day! Thankfully I married an EU citizen before Brexit, which has been an absolute god send (don't tell my husband that!) I certainly have been through hell, it has been my most awful 2 years ever. Today I'm going for a bike ride along the sea...
  2. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Thanks The Byre! Yes my husband left Denmark 10 years ago and couldn't pay the negative equity on his house. He went to see a retired lawyer and accountant, they said there's not much the bank can do once you've left the country. We heard from the bank once or twice when we got to the UK then we...
  3. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Thank you Lisa :)
  4. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Damn I already gave HMRC my address in Spain. I gave them the block but not the apartment number! Oh that's good to know anyway. Yes it's so sad so many businesses going down the pan :(
  5. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Thanks Jeremy, I've lost everything so all I've got now is my sanity and that's decreasing rapidly! I'll give Bob's plan a try and see how it goes. As for the personal debt that's the next one to tackle, I never thought I'd go bankrupt but it's looking like that's how it's going to be :(
  6. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Yes it is.
  7. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Hi there Oh I know so many companies are in the same situation. My business was flying and now I've lost everything, not a great place to be. Sorry to hear your business is failing too. I did speak to the business debtline a couple of months ago, they arranged an appointment for me to speak to...
  8. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Not that I'm aware of. Thanks for your help :)
  9. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    That's great thanks Lisa.
  10. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Thanks Lisa :) OK that's good to know, I'll just leave it then. Do you know what happens about VAT? Do I just not do the returns either?
  11. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    I'm not sure, they do my bookkeeping and I asked them on numerous occasions to give me management accounts, but nothing ever surfaced.
  12. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Thank you for your kind words, yes it's been a very tough two years. I also had to get rid of my warehouse and all my employees. Hopefully things will get better soon :)
  13. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    No there were no personal guarantees. Oh god I hope I haven't committed any crimes, it's stressful enough having to go through losing my business without having to think I've committed any crimes :(
  14. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    That's great thanks for taking the time advise me :)
  15. Jojo210

    My Business Has Failed and I Don't Know What To Do?

    Hi Chris Thank you for taking the time to answer. Do you think I should stop filing? My accountants are pretty useless, they do my returns on time, but have failed to give me management accounts over the past two years, which also lead to me failing as I didn't know how much money I was or...
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