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I would recommend splitting them. In the future your trading performance may need to be looked at externally (perhaps a lender, investor or acquirer). Having everything separate will prevent a lot of confusion.
£16k pa for a £200k online business is totally unreasonable (including the bookkeeping), and £6k is still extremely heavy. I would think you can find a good, reliable accountant who will do all your vat returns, year end and tax returns for between £1200 and £2k pa.
Hello all. My name is Jaswinder Singh, I'm the MD of Walmoor Capital. We're a commercial finance company for SMEs. I've been a long time reader of this forum and have decided to take the plunge and join! I'm looking to build my network and hopefully help others along the way.