Recent content by jarod74

  1. J

    New competition for my card shop

    Thank you Simon! I have considered a loyalty scheme, In fact with the shock today, that has made me focused on bringing It about asap. It`s something I should have done a long time ago probably, I`m good In some areas, but lazy In others.
  2. J

    New competition for my card shop

    Many thanks to both of you for your replies. I swear i`m still having flashbacks to this Afternoon, there I was In the shop, a customer comes In & asks "Am I moving shops" & then proceeded to tell me about the new place. After he went, I went round there to have a look. It looks like an...
  3. J

    New competition for my card shop

    Hi Everyone! It`s been a long long time since I originally posted, back then I was asking questions about starting a card shop.Well I opened it In March & 9 months on, I`m still just about trading! Some things I`ve discovered... - Selling "Football merchandise" alongside the cards, bags, mugs...
  4. J

    Need shop insurance, but have 2 CCJ`s on my file

    Hi Kelvin In a way yes, the change at least. Will just pay the notes in till I sort out a proper bank account. As this thread may suggest, I`m not even expecting my current bank to welcome me with `open arms` when I apply for a business account. So decided to just plough on, open & start to get...
  5. J

    Need shop insurance, but have 2 CCJ`s on my file

    Thanks doodle! I suppose I`ve gone down the `cash only` route, to avoid any charges, help a certain member of staff who has never worked behind a till before & as a way of hoping that queue`s move fast....unlike at the card factory! I suppose in time I will probably open a business bank...
  6. J

    Need shop insurance, but have 2 CCJ`s on my file

    Thanks And180y, Tried that place earlier, but no one answered the phone! Just hope it is all sorted now. As I said, when I went through the 1st comparison site I had to tick to confirm that I had ccjs in the statement & was declined. However this time round the `statement` didn`t mention Ccj`s...
  7. J

    Need shop insurance, but have 2 CCJ`s on my file

    Hi and180y Thanks for your reply, Well I know this will sound strange but none of the shop costs involved loans etc, So I`m not opening a business account as I`m only going to take cash in the shop. I was told by simply business that I wouldn`t get insurance anywhere because of the CCJ`s unless...
  8. J

    Need shop insurance, but have 2 CCJ`s on my file

    Thanks Leo....I tried `simply business who seem to be on here but got knocked back sadly. Thanks Doodle, Well In the end decided on....Cards, gift wrap/ bags ground floor & on the 2nd floor, "Adult cards" aimed at students, Lesbian & Gay cards, LFC & EFC official branded merchandise & piles of...
  9. J

    Need shop insurance, but have 2 CCJ`s on my file

    Thanks Doodle! I`m getting desperate, I`ve rang round a few & am trying to look on the net, but so far nothing!, I`m totally totally stuck!. Surely somebody else must have been in the same position sometime!
  10. J

    Need shop insurance, but have 2 CCJ`s on my file

    Hi!, Hope somebody can help me! Basically I`ve rented my shop, bought all the stock & shopfittings, hired staff, sorted everything out apart from being able to get shop insurance! At the mo I`m desperate, I have 2 CCJ`s on my credit file, they total roughly £2,500. I intended to pay them off...
  11. J

    Hello All!, I`m back again!

    Many thanks again for all your interesting comments. I didn`t know I had any until I just looked now. Well I`m looking at `my shop` tomorrow morning, So I should ask for some `free months` & a `get out clause`?. I`ll respond properly to existing responses later tonight....just off out for Tea &...
  12. J

    Hello All!, I`m back again!

    Thanks again for all your input. I like the idea of Posters, I`ve found one firm that supplies all the racks for free (as long as you stock there products) & the posters are on a SOR basis - which seems a very good deal & as someone mentioned they would be an ideal `impulse` buy. In the town...
  13. J

    Hello All!, I`m back again!

    Thank you to all of you!, Many many Interesting & thoughtful points there!, I really don`t know where to begin!, So I`m off for a good read/ think/ google/ working out some figures....
  14. J

    Hello All!, I`m back again!

    Fair enough, I suppose If anything I`m too enthusiastic!, which need not be bad especially in these tough times. I guess I`m reining in on what I will sell, not having any flights of fancy over `stock` & just ensuring I `ll have the cards that people want, alongside my idea`s for `upstairs`. A...
  15. J

    Hello All!, I`m back again!

    To David A, Thanks for your reply, In an earlier post I`d already mentioned, I said I`d have around 3-4 staff (which would include me), I have people I`ve worked with before & a relative. To Kulture, Thanks again, However I actually have more money to start off if it is needed & the figures I...
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