Recent content by Gill Courage

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    Still Think the Cloud is Secure?

    “The cloud” is another name for “somebody else’s computer”. Always keep your own backups.
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    Accounts filing software

    Thank you for spending the time to type all that. I have just (this minute) submitted my accounts with Ftax. I have been doing currency stuff for decades and always use the HMRC published rates unless there is an actual exchange done at a specific rate. Everything looks like it worked and I...
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    Accounts filing software

    Yes. We have accounts in USD and USD credit cards. I hold cash until it is advantageous to do the exchange.
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    Accounts filing software

    Now you're being far too sensible. We are talking about a government department here...........I know how my accounts work; I have been dealing with multicurrency for 40 years and filed accounts are always in Sterling - they have to be. Anyway - I am trying Ftax. They have offered a refund if I...
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    Accounts filing software

    When you start the process of filling in the form there is a list of exclusions - you cannot use this software if .... included in that is the foreign currency exclusion. I understand the results from my bookkeeping software and they are all in Sterling (I use Quickbooks Desktop) but I need to...
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    Accounts filing software

    The HMRC website says that, if you receive payments in currency, you cannot use their native online filing. My bookkeeping software has sterling figures for every currency transaction and the final accounts are, of course, all in GBP. The only thing I can think is that the online system has no...
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    Accounts filing software

    And now, having spoken to a software provider I don't understand the restrtiction.......all my numbers are in GBP. Everything is converted at the HMRC "rate of the month" and no actual currency numbers are going to be reported to HMRC.
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    Accounts filing software

    I am up against an end-of-the-month deadline for CT filing. I have always done my own filing (had an accountant prep the accounts) but now I find I cannot because we have some currency transactions this year. Can anyone recommend some software to do this? I won't bore you with the story of why I...
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    Description for product made in the UK

    Just don't use "Britian" anywhere ;)
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    Please could you advise me on any commercial utility comparison sites?

    Be very careful dealing with Bionic. They operate under several names and websites and will give you the hard sell. They want you to sign up to a scheme where they can deal directly with your contracts in the future - without reference to yourself. They did a great deal for me several years ago...
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    How Would You Generate Revenue For the UK And Make Life Easier For UK SMEs?

    It's not. Business rates, VAT and CGT are not relevant to "profit". Just CT and then income tax, if you take it as a dividend. Or you could payroll it before that and pay NICS and income tax rather than CT. Either way, you are likely to pay a LOT of tax. Too much to be qorth the effort and risk...
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    How Would You Generate Revenue For the UK And Make Life Easier For UK SMEs?

    Paid for by the customers of the customer business. The only money coming into any business is SALES. Money collected from customers. That pays everything. Including taxes; corporation tax, VAT, NICS, business rates, income tax included in employee wages, dividend tax on shareholder profits. It...
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    How Would You Generate Revenue For the UK And Make Life Easier For UK SMEs?

    They will all be owned by the same people. Big Corporations don't just spring into being fully-formed. They grow that way from small companies.
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    How Would You Generate Revenue For the UK And Make Life Easier For UK SMEs?

    Because competition is the only thing that keeps prices down and innovation coming. There are no successful communist regimes. And that is what it would become because, if you have one comany doing anything, it is an arm of the state.
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    How Would You Generate Revenue For the UK And Make Life Easier For UK SMEs?

    No - we don't need growth. But the government "needs" growth so they have more money to spend and justify their jobs. The real meaning of "sustainable" is "able to be maintained" which is very different to the meaning most politicians understand. We need value for money and smart people making...