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here is the mesage i sent to Anna - open to all to share their views and help
Hi,
So I took an EFG last year of 130k and have since been paying the interest etc.
the repayments are due to start and the business is making a loss.
I also owe approx 100k to the person i bought the business...
Anna I tried to send a pm but your profile doesnt allow me to.
can you please contact me to discuss my EFG situation and maybe if you can point me in the right direction?