Recent content by Focused

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    How do you judge success money wise.

    It's interesting how cash and success are seen as being the only link to happiness, but without any emotional considerations. There is a growing movement amongst financial planners to look a lot deeper and adopt a strategy along the lines of George Kinder who formed the Kinder Institute for...
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    A Good Experience Story

    This forum regularly has stories warning us about scams and the rogues out there and I am sure that we are all grateful for these posts. However, to buck the trend, I thought that I should share a positive experience. On Friday morning I ordered on-line from oyyy.co.uk a Dell 1320cn...
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    Where's me money Gone.!!!!!!!

    It's gone towards paying MP's expenses!
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    A Good Experience Story

    It's always good to hear about the rogues who are out there and the warnings we get from members, but I am pleased to post details of a positive experience. I ordered a Dell 1320cn networkable colour laser printer on Friday morning from oyyy.co.uk. £99.99 with free delivery and 4 year warranty...
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    Buy new cartridges or Printer ?

    Google Dell 1320cn and go to the Oyyy site. Colour laser £99.99 inc vat and free delivery and 4 year guarantee. Just about to order mine. Focused
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    Adwords etiquette

    Thanks guys. Much appreciated. Focused
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    Adwords etiquette

    Apologies if this has been covered before. Is it acceptable to have a keyword in Adwords that has nothing to do with your services but which might get your ad in front of the people you want to attract? For example, if I was selling golf equipment and think that a good market might be...
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    Cash deposits in the bank -- Are business accounts protected?

    See the following link and half way down "who is protected" http://www.fscs.org.uk/consumer/latest_news/ Focused
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    mandelson - the crook is back

    How can anybody possibly challenge the integrity and judgement of Gordon Brown? "Homeowners rightly expect their investment to be protected by sensible policies's I am determined that, as a country, we never return to the instability, speculation, and negative equity that characterised the...
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    Personal Undertaking

    The indemnity was from me to the network, There are actually two of us on the indemnity but the network can't trace the other director (now retired) and I don't know where he lives now. I was concerned about the cost of going to court but the cost of defending in the small claims court isn't...
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    Personal Undertaking

    Yes, but they don't have any capacity for getting involved in this kind of issue. So far as the current directors of the new company are concerned, they don't want to know and don't even reply to letters or return phone calls, so some form of arbritration would not be a starter. My only hope is...
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    Personal Undertaking

    The network sent me a copy of the undertaking that I signed when they sent me their claim. I had some free legal advice and they said words to the effect of "just pay, it would cost more to challenge than can be justified and you might not win the case". That really sums up the situation - I...
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    Personal Undertaking

    Eleven years ago I was a director of an IFA company. We were in a network who took the commissions we were due and paid us out after taking their cut. Many of the commissions were on indemnity terms whereby we were paid the first 4 years commission up front but there would be a clawback of...
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    Maximum pension payments

    The company should pay you the salary of £5,435 and you should get a payslip to evidence your earnings. You should then make a personal cheque out to the pension policy provider in the sum of £4,348. There is no need for your contribution to be shown on a payslip. The pension payment has...
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    Maximum pension payments

    I hasn't gone anywhere - it's still in your personal bank acount. You received £5,435 from the company. You paid £4,348 to the insurance company. You have got left £1,087. As I stated earlier, you still get the tax relief even if you haven't paid tax. The tax (that you haven't actually paid) is...
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