Recent content by eteb3

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    Insolvency Act claims

    Here’s another write up of Zedra. Summary: there is a limitation period on unfair prejudice claims https://www.lexology.com/library/detail.aspx?g=7ec3b6f5-ca90-4952-901b14e2c72f23b8
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    Looking for legal advice

    I don’t know about impossible. You can always put claimant’s sworn statement in against the company’s. If their agent has long since moved on, they might be left with the hearsay evidence of their policies: “we would never do this”. The well known pushy sales tactics might speak against them...
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    Looking for legal advice

    Heh @fisicx and I giving very different answers. Still, they are consistent: you’ve got a hill to climb to establish misrep, and unless and until you can, the contract is the contract.
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    Looking for legal advice

    That is a literally preposterous response: misrep is relevant only once a person signs the contract. The question is not whether you signed the contract, but whether a misrep induced you to do so.
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    Looking for legal advice

    Since you say the company misled you at the time of contract, here are the bare-bones ingredients for a misrepresentation claim: The company or its agent must have made an unambiguous false statement of fact (ie, not of bona fide opinion, or bona fide intention) addressed to the claimant that...
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    Looking for legal advice

    The clause about micro businesses is clear: the max length of the minimum period for a micro business is 24 months. If another clause says it’s 84 months, the court will be left trying to decide the true intention of the parties. Unfortunately the bespoke term (if that’s what it was? the one...
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    Looking for legal advice

    What are the definitions of Microenterprise and Small Enterprise? If you’re stressing over £1000, your biz is probably one or the other; and that makes me want to know where your 7 years comes from because 24 months should be the max The notice provision you quoted is pretty muddled, but it...
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    Looking for legal advice

    A solicitor would cost you in the region of £600 minimum I would guess
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    Looking for legal advice

    It may say nothing about relocating, but what does it say about the premises to be served? If the premises are specified, it’s highly likely that serving new premises will mean a new contract. But it all depends on what’s written, obvs Who is the contract with?
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    Tax Calc for charities

    Yes. Things get trickier when a single bank entry needs to be split between multiple funds. Currently I have a category “ignore this transaction”. I transpose it to another sheet where I do the splitting. I borrow double entry principles (I think…) to check that total ignored transactions =...
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    Tax Calc for charities

    Super helpful @Daybooks On the basis of your comments it may be my effort would be best spent making the Excel workbook intelligible to my successor. That shouldn’t be as hard as it is (interesting that the xero4charities site reckons this author-author-dependency is a very common problem)
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    Tax Calc for charities

    A bit, thanks , but not loads, because it’s so hand-wavy. Great that Xero is the best product ever ever ever, but how does it do fund accounting in practice? (I’m only answering your question factually; please don’t infer ingratitude!) That link let me find this one, though, which is much more...
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    Tax Calc for charities

    Thanks, that's helpful. At that rate it would be 4% of our annual income, which feels hard to justify. In case we decide otherwise, the page doesn't actually tell me that Xero can cope with funds accounting. do you know?
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    Tax Calc for charities

    Thanks. Yes, we use Excel for book-keeping. The annual accounts have to be manually produced for a CC16a (download link) with no end of scope for error. By now I've got the Excel knocked into shape so the precedent information has been recorded through the year, but it's still a big headache...
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    Bad debt

    If you want to see if they still have the UK property, you can get a copy of the title register for £6 or so from the Land Registry
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