Recent content by desamax

  1. desamax

    Insurance claim settlement

    The permission was signed by the freeholder the insurance co have that, otherwise I would not have received the initial payment. All corespondents is well documented. A complaint has been made, we are awaiting the outcome. We are confident. My issue is now with the freeholder as we have not...
  2. desamax

    Insurance claim settlement

    The freeholder gave permission for the payout to be awarded to us. We are endorsed on the policy. And pay the premium along with the other leaseholders. We were also told by the freeholder yo liase with the insurance co from the offset.
  3. desamax

    Insurance claim settlement

    The Assessor negotiates on our behalf and advise us and in this case got us 40% more in settlement to do all the repairs. As I stated earlier the insurance stated they would pay the vat on production of the final invoice. But they changed their tune when the invoice was produced. Stating the...
  4. desamax

    Insurance claim settlement

    The loss adjuster Is appointed by the insurance co. The loss assessor is instructed to act for us by us. If you have a large claim Id recommend having an assessor on side.
  5. desamax

    Insurance claim settlement

    The Adjuster made us the offer.
  6. desamax

    Insurance claim settlement

    My Assessor is not aware of any caveat, this could lead to a doctrine of equitable estoppel. if they withhold the payment.
  7. desamax

    Insurance claim settlement

    As far as I know the vat is still with the insurance. The loss adjuster has stated that a caveat was issued , this we have no knowledge of. Our complaint has be escalated to senior level in the insurance co. Our view is we instructed the contractors with a verbal agreement on the understanding...
  8. desamax

    Insurance claim settlement

    Hi again we was advised to basically do what Kulture posted and have done. Our lease state the freeholder should supply audited service charge accounts every year. There is an dispute to arbitration clauses also. That will be the next step if they are not forthcoming. The vat bill was 10k.
  9. desamax

    Insurance claim settlement

    Had some advice and apparently it’s not legal to take the vat element that was agreed by all parties to be payed to the contractor via whatever means. Maybe this will encourage the freeholder to issue S/C accounts so we can check what we legally owe and pay. Unless they are hiding something. ?
  10. desamax

    Insurance claim settlement

    If only it was that simple, we have been charged for items that we don’t have to contribute to and also have be charged way over the % stated in our lease. We have had a copy of the breakdown issued to a resident leaseholder that is conflicting on the charges. The account needs investigating. I...
  11. desamax

    Insurance claim settlement

    The aspect is the freeholder has been over charging. And won’t supply a breakdown of charges. The amount outstanding from the insurance co is for the vat on the works done owed to our contractor . If the freeholder supplies the breakdown we will willingly pay what’s due.
  12. desamax

    Insurance claim settlement

    Thanks, it’s the freeholders building insurance that all leasholders in the mixed use unit pay a contribution towards. We was paid out by the insurance to our account via transfer less the vat to instruct our contractor to carry out the works. The vat would be paid on completion and on...
  13. desamax

    Insurance claim settlement

    hi all, we have had an Building insurance claim settled with the insurance co on damage to our lock up shop. We are also in dispute with the freeholder over the services charge and have requested a breakdown of the charges many times, and have been legally advised to withhold the payment unitil...
  14. desamax

    Landlords cheeky admin fee

    Thanks we will contest the charge.
  15. desamax

    Landlords cheeky admin fee

    Been having issues with our freeholder, and we have instigated some repairs that were the landlords obligations ourselves under self help. The landlord issued and admin fee invoice for what they described as “fire reg” for the ceiling that was damaged by a upper tenant. Can we counter the...
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