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Thank you Chris. I'll certainly look into those recommendations!
I'm thinking of trying again with my own biz in the new year (tech recruitment hence the IR35 issues and why I'm unemployed right now - it's a decimated sector), so I was thinking of keeping the Ltd company around.
Saw a similar thread on here a few years back, but this is slightly different.
I took a £4k business overdraft out in 2015 with Barclays and agreed to a personal guarantee.
In 2017/18 I extended this to £12k
In 2020 I extended this to £49k.
By 2020 (and I am pretty sure in 2017) I had...