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If you hire out a car on personal insurance and you have taken money for this your car can be impounded because this is not allowed, Unless insurance says otherwise or you go down the 'car borrowing' road, but that road doesn't last long
A bit of a sticky one this is, you are better of getting an operating contract or business leasing contract with a self-drive hire insuri. what is the point of spending 22K on ONE car when you can use that 22K and get a fleet of about 5 high-end cars with massive saving and extra funds to invest...