Recent content by andygambles

  1. andygambles

    Bounce back loan

    The deferred interest is paid by the government direct to the lender. So the initial sum would still be £50k. If you can pay it all off in month 12 then there would be zero interest on the money at all.
  2. andygambles

    Bounce back loan

    For reference. Online form with Lloyds Bank (our main Business Bank) took less than 10 minutes to complete. Money in bank account next day.
  3. andygambles

    Google GSuite VAT Question

    Google services are based in Ireland (not UK so not HMRC) so reverse charge rules apply. However reverse charge rules only apply if supplying a business. That is why their TOS state you can only use the service as a business. Otherwise they would have to charge VAT within the country they are...
  4. andygambles

    Advice needed on VAT inspection - Possible Insolvency

    It should never be "We can not afford an accountant." It should be "Can we afford not to have an accountant?"
  5. andygambles

    Zoho One opinions - anyone here use it?

    Yes use ZoHo One. There is a pricing option that is based on staff as needed rather than all employees which is $50 a month each a think instead. We also give some peopel temporary access such as for 4-8 weeks at a time. Not quite hourly but gives an idea. You can suspend the user which gives...
  6. andygambles

    Web hosting recommendations

    Very easy to misconfigure AWS and leave it extremely vulnerable if you are not fully up on how it all works and what all the options are.
  7. andygambles

    NEED LEGAL ADVICE URGENT. Someone using my business name and getting out contracts.

    Report it to Action Fraud who will give you a crime reference number. Then provide that to the company sending you the bills and demanding payment. Makes it almost impossible for them to take you to court for the money as you have reported it as a crime (fraud).
  8. andygambles

    Giving employee keys

    Will they be locking up on their own? If so you have certain H&S requirements including the need for a lone worker policy. To be safer they lock-up as the last person leaves so there are always two people and they can only open up once someone else arrives. That is not a trust thing that is...
  9. andygambles

    Cyber Security

    A worthwhile read is available here: https://www.ncsc.gov.uk/collection/small-business-guide I you want specific advice it depends on the type of business you have. A lot of Cyber Security is about the threat landscape specific to the business. Also people are your first line of defence so...
  10. andygambles

    Issue with HTTPS certificate

    You need to look at the base domain configuration. It is returning the certificate for dev.ukbusinessforums.co.uk https://ukbusinessforums.co.uk/
  11. andygambles

    Is it just me that thinks holiday pay is unfair?

    No holiday pay = nobody takes holidays = no tourist trade = thousands of businesses close = millions out of work.
  12. andygambles

    How to account for PayPal fees in ltd company

    We process hundreds of PayPal transactions a month. The amounts are automatically entered into the accounts as we have a custom built system to integrate with the checkout process. However for the charges it is much easier to simply get a report from PayPal and deduct the fees in one...
  13. andygambles

    What are businesses doing for lead generation

    Get out of the office and go every network event you can find. People buy from people. Any speaking slots available take them. Become known by everyone in the group as the person always willing to help out. Show interest in everyones business and where possible refer people to them. Make sure...
  14. andygambles

    GDPR Query - Urgent Help/Advice Needed

    If the poem was done on a company system and printed out on a company printer that could be classed as using company resources in an inappropriate manor. Not knowing the content of the poem it might be the person who took a copy was considerably upset by what they saw and deemed it to be...
  15. andygambles

    SSL Cert expired without warning

    SSL/TLS certificates are not like domains. A renewal does not extend the expiry of the existing certificate you have to generate and install a new one. Expiry dates are hard coded for security reasons. Your host may do this for you as part fo the service.
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