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I agree; I have had a few for parking on Morrisons and Tesco car parks.
I ignored them and after a few reminders they gave up and I haven't heard anything since!
I don't think any part of the court system makes it mandatory to have a solicitor
If a murdered can represent oneself, then I am sure you could do the same!
It might not be advisable; but it is probably allowed
Having worked for a bank for 16 years; I can confidently say what he is telling you is incorrect.
The ID requirements for a director of a Ltd company wanting to open a business account and a person wanting to open a bank account are typically the same.
And without an indemnity in place...
From what you have said, it doesn't sound like you have a liability YET
The sale of property 1 (the flat) was made with you having lived in it the whole time; and therefore is exempt from CGT as it was your main residence.
Property 2 where you now live cant have a liability yet as it...
I would be very surprised that the bank would accept cheques made out to a company name into a personal account (unless the cheque is made out to the person rather than the company) as it would be cheque conversion.
They may have agreed to accept them with an appropriate indemnity in place -...
Personally, I would put it to bed until they come back to you.
They have probably realised that they had it all along and don't want to look stupid by admitting it. If they were maintaining their position; I would think they would reply to you in some fashion.
You have the evidence you...
I would expect that the trace report is sufficient to evidence that the money reached the correct account.
I would also expect that a judge would ask to see the bank statements for the account to verify that the money wasn't received.
I know it might be obvious but have you ask the company...
It is difficult to get the money back if it has gone to a third parties account; and speed is very much important!
If the error is spotted quickly and your bank can contact the other bank can be contacted quickly; then they may (however they don't have to) remove the funds from the third...
=SUBSTITUTE(A2;RIGHT(A2);IF(RIGHT(A2)="3";"5";IF(RIGHT(A2)="4";"5";IF(RIGHT(A2)="6";"5";IF(RIGHT(A2)="7";"5";IF(RIGHT(A2)="5";"5";"9"))))))
This is good as I can get it; however its not quite right as it will change 630,631,632 to 639 instead of 629. I cant figure out how to correct it; but...
Apart from the obviously illegality of tipping the client on an order; they are usually dealt with by a central department; who apply the stop and then inform the relationship manager.
My guess is they do this to prevent the situation you described
If the payment went via FPS then they will have arrived in the account details that you quoted; there is nowhere else they could have gone. If those account details aren't valid; it would have rejected back to your account.
You will need to wait for the trace report that will come through...