Recent content by AndrewEardley

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    Civil Parking Charge Notice Driver under 18

    I agree; I have had a few for parking on Morrisons and Tesco car parks. I ignored them and after a few reminders they gave up and I haven't heard anything since!
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    Can I restore a 3 year old company via Administrative Restoration?

    I don't think any part of the court system makes it mandatory to have a solicitor If a murdered can represent oneself, then I am sure you could do the same! It might not be advisable; but it is probably allowed
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    new client advice please

    Having worked for a bank for 16 years; I can confidently say what he is telling you is incorrect. The ID requirements for a director of a Ltd company wanting to open a business account and a person wanting to open a bank account are typically the same. And without an indemnity in place...
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    client without VAT

    If they are not registered, what are you going to file with HMRC?!
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    Capital Gains Tax

    From what you have said, it doesn't sound like you have a liability YET The sale of property 1 (the flat) was made with you having lived in it the whole time; and therefore is exempt from CGT as it was your main residence. Property 2 where you now live cant have a liability yet as it...
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    new client advice please

    I would be very surprised that the bank would accept cheques made out to a company name into a personal account (unless the cheque is made out to the person rather than the company) as it would be cheque conversion. They may have agreed to accept them with an appropriate indemnity in place -...
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    Payment dispute

    Personally, I would put it to bed until they come back to you. They have probably realised that they had it all along and don't want to look stupid by admitting it. If they were maintaining their position; I would think they would reply to you in some fashion. You have the evidence you...
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    Payment dispute

    I would expect that the trace report is sufficient to evidence that the money reached the correct account. I would also expect that a judge would ask to see the bank statements for the account to verify that the money wasn't received. I know it might be obvious but have you ask the company...
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    Payment dispute

    It is difficult to get the money back if it has gone to a third parties account; and speed is very much important! If the error is spotted quickly and your bank can contact the other bank can be contacted quickly; then they may (however they don't have to) remove the funds from the third...
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    Excel Forumla help

    I knew there was a prettier way of doing it I had seen the mround function but having never used it didn't know how to get it to work
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    Excel Forumla help

    =SUBSTITUTE(A2;RIGHT(A2);IF(RIGHT(A2)="3";"5";IF(RIGHT(A2)="4";"5";IF(RIGHT(A2)="6";"5";IF(RIGHT(A2)="7";"5";IF(RIGHT(A2)="5";"5";"9")))))) This is good as I can get it; however its not quite right as it will change 630,631,632 to 639 instead of 629. I cant figure out how to correct it; but...
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    Excel Forumla help

    I can almost get it to work, but not quite!
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    Payment dispute

    It is the remitting bank that has to initiate that trace, not the receiving bank
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    Letter to defendant telling them to pay..

    Apart from the obviously illegality of tipping the client on an order; they are usually dealt with by a central department; who apply the stop and then inform the relationship manager. My guess is they do this to prevent the situation you described
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    Payment dispute

    If the payment went via FPS then they will have arrived in the account details that you quoted; there is nowhere else they could have gone. If those account details aren't valid; it would have rejected back to your account. You will need to wait for the trace report that will come through...