Dog insurance

P

Pelenna

• Dec 18, 2007

• Original Poster
• #1

Reading the thread about the lost cat (hope you get him back!) reminded me I need to get my doggie insured - does anyone have any recommendations for good pet insurers?

Thanks, Sarah.

 

Eagle

Free Member

Oct 3, 2004

5,235

587

UK

• Dec 18, 2007

• #2

PetPlan are regarded as the best - we've just signed up with them.

 

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I

INDIZINE

• Dec 18, 2007

• Original Poster
• #3

Im with Tesco.

Just called them earlier. They will cover £450 to advertise to find him and a £50 reward, with no excess. I pay around £75 ish for the year.

My daughter has just gone round the street with a A4 photo, as a lot of people in our street are at work all day, hopefully as they return they might know something.

 

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vvaannmmaann

Free Member

Nov 6, 2007

13,082

3,364

• Dec 18, 2007

• #4

Petplan may be good,but they are quite expensive.It will pay you to shop around and remember to compare "like with like"

 

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S

Sue F

Free Member

May 5, 2006

411

6

North East of England

• Dec 18, 2007

• #5

We went for a life plan with Pet Plan for C.J.

Hubby is quite careful when it comes to parting with his cash but the breeders recommended Pet Plan. They had several reasons but the one that clinched it for us was that if C.J. gets an illness she will be covered if she needs tablets etc for life rather than just the initial diagnosis.

We actually pay £19 per month which isn't in everyone's affordable price range but after eight months we have already had to claim as C.J. caught a nasty bug in the local woods and the consultation + xray (to see if she had anything stuck inside her) + tablets all came to £67.

C.J. is a working Cocker Spaniel so she's lively and in to everything. There's obviously plenty of opportunity for accidents to happen from something small like getting a thorn in her paw to something unthinkable. I'm not sure if we'd have got such an extensive policy if she'd been a snuggly stay at home dog but as it is it's probably the best idea for us.

 

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M

Morgan

• Dec 18, 2007

• Original Poster
• #6

I echo what Eagle says. I have the horse and dog insured with them. Yes there are cheaper out there but I believe in this field you really do get what you pay for.

 

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INDIZINE

• Dec 18, 2007

• Original Poster
• #7

dont forget with most insurances anyway, there is an excess usually of £50 so its no good for claiming the minor things.

 

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Mrs Malapup

Free Member

Sep 4, 2006

307

3

• Dec 18, 2007

• #8

Mine are insured with Loyds TSB ...we were with Pet Plan to start with but too many people were telling me that they are notoriously reluctant to pay out and I thought if I ever need to call on the insurance I wont need a battle at that time

 

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M

Morgan

• Dec 18, 2007

• Original Poster
• #9

Mrs Malapup said:

Mine are insured with Loyds TSB ...we were with Pet Plan to start with but too many people were telling me that they are notoriously reluctant to pay out and I thought if I ever need to call on the insurance I wont need a battle at that time

Click to expand...

Really? That suprises me in fact I've always heard the opposite with Pet Plan?

 

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R

RayB

• Dec 18, 2007

• Original Poster
• #10

Petplan every time

My dog had a spinal injury and was paralysed (for 6 months) - the bills were nearly £5,000 in the first year alone (long story)

This included (prescribed) hydrotherapy and physio.

Apparently, Petplan is only one of a handful that cover this (according to our treatment centre, who have to deal with the tears and despair when a claim is rejected)

They also mentioned that many popular plans (especially the supermarket ones) almost never cover this stuff - it is buried in the small print...............

 

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A

Alice3537

• Dec 18, 2007

• Original Poster
• #11

We've gone with Petplan as well - when we looked about, most insurers make a one off or limited term payment for conditions. Our Petplan plan continues to pay out as long as we re-insure each year. Given that, a little more monthly expense (an not THAT much more) gives peace of mind.

 

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EDS07

Free Member

Mar 28, 2007

6

0

46

• Dec 18, 2007

• #12

Petplan by a mile, that could have something to do with me knowing the MD's but!

 

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P

Pelenna

• Dec 19, 2007

• Original Poster
• #13

Thanks for all the replies - looks like we'll be going to Petplan! I had heard to be wary of the ones that only pay out for the year in which the pet first need the treatment, that happened to my dad's dog, so cheers for the advice

 

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creacom

Free Member

Oct 12, 2005

1,927

35

Highlands, Scotland

• Dec 19, 2007

• #14

Just to throw in my 2ps worth - Petplan also !

My dog has never needed to use his but my friends dog broke his paw and the treatment came to almost £1,000. She pays the first £65 of each bill so in the end paid exactly that ! Fill in the form you get from them online and then give it to your vet. Like that - you don't foot the bill in the meantime and the vet claims direct.


Jacqui

 

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