I want to start my first post by pointing out the obvious. That is that there is unlikely to be any billionaires hanging around the UK business forums, or anybody that has seriously 'made it', and having had the experience of overcoming most of the major hurdles that most of us still feel held back by. But here goes... Like probably everybody on this forum, I've independently had several good ideas. I know what some of you are thinking "ahhh, but have you written a 126 page business plan?" or "ahh, but have you spent several years researching the market?" No, but having *independently* came up with ideas, I have quickly done searches, and found that *some* of my ideas already exist in various guises and are generating revenue in the billions. I'm not blowing my own trumpet, but I did come up with these ideas independently. Now for my point... Whether I find out that the ideas exist already or not, I find myself in that age old situation that most of you will relate to: An idea I feel worth pursuing, but not the skill to built it myself nor the money to pay somebody to build it for me. I'd like to evoke a serious conversation about this problem. This is probably the toughest challenge stifling entrepreneurial creativity there is, as well as the most common. Can resourcefulness overcome both a lack of skill in a particular area as well as lack of funds? I'm sure plenty of others relate to this, does anyone have anything real to offer how they overcame it - not theoretical, but real experience?