I get paid by my clients in USD into PayPal which I then withdraw into my UK bank account, with PayPal charging me a fee to convert the USD into GBP. Sometimes I pay sub-contractors in USD. To do so, I use PayPal with PayPal taking the money out of my UK bank account in GBP then converting before sending it to the contractor. Do you think it would be better value (less fees) to keep some money in my PayPal account and pay the contractors from that, without doing all the back and forth between the UK bank account? Or would this cause problems in some way I've not thought of? Any thoughts? Thanks.