Hi. This is an absolute horror story. Our company account is in copywriting and proofreading industry targeting postgraduate students. Our PayPal account recently has been limited as part of PayPal crack down plan on essay writing services, something they call it "essay mills". Our account has been suspended without any notice giving the fact with had almost no refund, charge-back or dispute. And we didn't have any payment processor for a week which resulted some serious loss as it was in the middle of high season. They have held our fund, that's shocking that they could seize all your fund suddenly. And we have been told they are going to hold it for 180 days for "further investigation". We called them on several occasions and informed them that we only do academic help. We even don't have any tangible product or inventory as we are a service company. However, they said they have suspended us for violating their terms. We asked them to provide details on exactly what terms have been violated and they didn't provide any information. If it was a bank in the UK or US doing this, they would have been in serious trouble. They asked us to provide the source of our payment and we provided our website for them. They also asked us to provide them more details of the products we have been selling. And we did provided them some of our project. Since then, we only have been receiving auto reply emails like "your account is suspended and this decision is final". I am wondering on how you could help in such a situation. That has put us on an enormous situation as we need to pay our staff and really have no fund. I had to fire a few member of our terms simply because I have no access to my own money for six months. This is so unfair.