The process of securing a mortgage can often be a real headache for some people. With so many to choose from, it’s hard to know where to start and what is best. If you go direct to a lender, it can take several hours just to fill in the paperwork and you need to book an appointment. And there’s no guarantee you’ll be accepted. And if you're turned down, you leave a paper trail that could jeopardise any future applications you make. All this can add up to a lot of stress and hassle. Our services adds value by helping you: Save money by not paying too much for your mortgage Pay the correct deposit to get the best interest rate Avoid paying hefty early redemption penalties or administration costs if you make partial loan repayments during the mortgage term Decide how best to structure the term of your borrowing taking into account your age, objectives and retirement plans Understand the risks associated with repayment or interest-only mortgages Save time and money by focusing on lenders and providers whose underwriting criteria will suit you Review how best to use your existing provisions while recommending any suitable and necessary new solutions Save money by ensuring you don’t pay too much to protect your assets Place your insurance in the right name, ownership and trust, so that your beneficiaries do not pay too much tax when they inherit your estate. Unlike other mortgage intermediaries and advisers, I do not charge fee for my service as I receive a payment from the lender when the mortgage completes. For more information contact Shahid on 07723388009. Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.