There are lots of arguments going on about how serious the virus is, what measures the government takes and how badly the economy is damaged. Over recent years we have seen major banks going down the drain and I can’t help feeling we are about to see much worse very soon. Ok, personal savings are protected by the FSCS up to £85k but does this also apply to business funds? (I believe Tide customers aren’t protected by the FSCS). What happens if several big financial institutions collapse and the FSCS just can’t cope? My question is, how best can I protect my hard earned dosh and also the considerable amount of dosh sitting in two business accounts (Lloyds and Tide)?