This is hypothetical but under circumstances of all business having dropped off for us (90% down) and 20 employees our business could end up going all sorts of ways...... with a very real possibility of going under. We could get through the next few months and keep staff which will mean not getting through the other side. We know for our industry this will take several months to start looking like anything close to normal after this main phase passes which we are guessing at a 3 months at least. Most likely we are looking at the best part of a year. The hypothetical question as we fall outside of any grant funding is utilizing money we put to the side for HMRC to pay staff for a longer period. This will give us time to see if the Government realise the scale of the fallout and how help can be proportioned to those companies and employees directly affected. Our type of customer base is mentioned in the news for help but the companies supplying and working along these are affected equally but currently forgotten. So, if we pay wages for as long as possible hoping for a miracle from the Government ( I know they have no magic wand) it will mean running up the HMRC debt and then probably going bust. This might allow time enough to then transfer all staff to a new company where work might start to pick up and not dropping staff into the benefits world. Never been anywhere near going bust before in 25 years of business so a bit lost as to the pitfalls and HMRC actions against a Ltd company doing this. We hope to get through it but the risks and unknown factors are there that we will go through. What would be the outcome of this route with the hope of a new company then able to carry on with the same staff. I could just lay them all off and mothball until it all picks up as staff will likely still be unemployed further down the road but not something I want to consider yet.