Hello all, newbie here! I am looking in to becoming a franchisee of Subway. I have requested the information pack, done some pre-research, and have worked for a franchisee as Sandwich Artist to Supervisor and to Manager in 6 months and am aware of how both the Subway store operations and franchising system within Subway (in the UK) works reasonably well. However I am concerned with finance. I have £16,000 in the bank now and will obtain a £32,000 inheritance in November 2020. Otherwise my record is pretty clean, both good and bad. Good in that I have no debts, a clean credit history, no family commitments, no mortgage and no other typial liabilities. However I also don't have much for security or any further starting funds at present. A new store, according to Subway, can cost between 86k and 223k and I understand that in this sort of case a bank may only lend to 70% which I may not be able to cover with my funds, although note I will consider other UK locations and would also consider purchasing an existing store but have no idea if that would be cheaper or more expensive and not something I have had a chance to look in to. Before I go any further, is it worth persuing this any further or is this all a waste of time because I do not have enough capital to go forward? How else can I obtain funds other than a loan or from family? Would an investment from a person be something to consider? Also if anyone has any experience with franchising a Subway store I would also like to hear from you. PM's welcome too. Thank you for any guidance.