I have been sent a couple of eamil from Paypal and another from Sagepay saying that the 'December 31st deadline is coming up for PSD2 'This is a reminder to get your business ready to process transactions with Strong Customer Authentication (SCA), under the Payment Services Directive 2 (PSD2).' What I can't work out is do I need to bother? my customers are taken to SagePay.com and PayPal.com to pay for my services/goods... So I presume SagePay and PayPal will have to make sure they are compliant? I do not take payment or collect card details on my site. So I presume I don't have to worry about this? Maybe I am wrong?