I retired from full-time work this tax year, i still have my home micro-business so I guess I'm now fully self-employed. This years income will be below taxable rate so i should have zero tax to pay this year myself, my pension was set to just below the 1250L rate, that is my only income as i do not take income from my business yet. My accountant did last years business accounts and said i need to file a self-assessment return as well. I went on-line to HMRC portal and it stated I do not need to do one, I took the questionnaire and again it said i do not need to file one. Who is correct??